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Backend Engineer, Payments & Risk

Join Stripe as a Backend Engineer to build APIs and systems for managing global money movement.

Location
Toronto, Canada
Compensation
Not disclosed
Level
mid
Type
full time · Hybrid

Posted by employer 13 hours ago

First seen on Joblaze 3 hours ago

Last verified on the company career page 3 hours ago

What you'll build

  • Scope, design, build, and maintain APIs
  • Debug and solve critical production issues
  • Mentor engineers
  • Collaborate with stakeholders to build new features
  • Maintain open communication in a distributed team

Must have

  • 2-12+ years of industry software engineering experience
  • Strong coding skills in any programming language
  • Strong collaboration skills
  • Ability to thrive on autonomy and responsibility
  • Interest in working as a generalist across technologies

Nice to have

  • Experience with large-scale financial tracking systems
  • Good understanding of cloud based services

Requirements

Experience
2–12 years

Not disclosed in this posting: compensation, visa sponsorship.

Joblaze summary

In this role, the Backend Engineer focuses on developing and maintaining APIs and services that manage financial transactions on a global scale. Proficiency in coding and a collaborative mindset are essential, as the engineer will work closely with cross-functional teams to enhance Stripe's balance management and funds accessibility platforms. This position is suitable for candidates with 2 to 12 years of software engineering experience, particularly those who thrive in a dynamic environment and possess a generalist approach to technology. The team emphasizes mentorship and open communication, fostering a supportive atmosphere for professional growth.

Joblaze insights

  • Listed today — first seen on Joblaze October 8, 2026. Last confirmed on Stripe's careers page October 8, 2026.
  • AWS appears in 48.4% of 31 comparable mid backend roles in Canada; APIs appears in 3.2% of 31 comparable mid backend roles in Canada.

Quick facts

Is the Backend Engineer, Payments & Risk role remote?
It's hybrid — Stripe expects some on-site time in Toronto, Canada.
How much experience is required?
2–12 years of relevant experience for this Backend Engineer, Payments & Risk role.
Where is the role based?
Stripe is hiring for this position in Toronto, Canada.
What's the tech stack?
Joblaze extracted these technologies from the posting: APIs, AWS, Cloud Services, Docker, GraphQL, Kubernetes.
What seniority level is this role?
Stripe targets mid-level candidates for this position.
Is this full-time or contract?
Full-time for this Backend Engineer, Payments & Risk role at Stripe.

From the original posting

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the Organization

Payments and Risk Sub-orgs within Payments and Risk: Link and OCS, Payments Acceptance, Risk

The Payments organization focuses on developing products and platforms that enable users to accept payments from customers efficiently. This includes building APIs for processing payments, enabling regional, non-card payment options, and extending Stripe's capabilities to make it easy for businesses to accept in-person payments. Optimized Checkout and Link teams work to create best-in-class checkout experiences that enhance customer satisfaction and drive merchant conversion rates. The Risk Engineering team develops products that minimize financial and regulatory risks while ensuring a seamless user experience, thereby safeguarding Stripe’s brand and financial stability.

Team Matching: exact team matching for one of the subteams will begin during final stages. Please note we may also consider you for different orgs based on your experience, location, etc. More information on our team matching process can be found here.

What you’ll do

We’re looking for Backend engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our balance management platform and in building out a new funds accessibility platform leveraged by enterprises and SMBs alike. Our team collaborates with many cross-functional teams – from Infrastructure to Product – at Stripe to deliver innovative solutions that address evolving user needs.

Responsibilities

  • Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests
  • Debug and solve critical production issues across services and multiple levels of the stack
  • Mentor engineers to help them grow
  • Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes
  • Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

  • 2-12+ years of industry software engineering experience (does not include internships nor includes co-ops)
  • Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
  • Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success
  • Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial
  • Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users

Preferred Qualifications

      • Experience with large-scale financial tracking systems
      • Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc.)

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