Analytics Engineer

About PayJoy   PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success.  Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system.  Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life.  PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.   This role The Data Analyst is responsible for designing, building, and maintaining the data infrastructure, pipelines, and models that make clean, reliable data available across PayJoy. This role transforms raw data from multiple sources into well-structured, trustworthy datasets in the data warehouse/lake, enabling analytics, reporting, and data-driven products. As the foundation of the data stack, the Data Engineer ensures data is accurate, timely, scalable, and well-governed so analysts, data scientists, and business teams can rely on it to make informed decisions.