Join EarnIn as a Machine Learning Engineer to build AI-powered experiences that enhance financial well-being for millions.
Posted by employer 1 day ago
First seen on Joblaze 14 hours ago
Last verified on the company career page 14 hours ago
Skills & Technologies
What you'll build
- Build and ship agent-driven chatbot and GenAI workflows
- Own meaningful features end-to-end
- Collaborate with product, ML, and engineering teams
- Continuously explore better ways to design and improve with AI
Must have
- 3+ years of experience in software engineering
- A bachelor’s, or equivalent industry experience
- Strong foundation in software engineering and system design
- Experience writing reliable and maintainable code
Nice to have
- Curiosity and a growth mindset
- Excitement about GenAI and AI-assisted software development
- Experience using AI-assisted development tools
Practical constraints
- Hybrid position requiring in-office work 2 days a week
AI in the day-to-day
Work hands-on with modern AI development tools like Cursor, Codex, and Claude-style assistants.
Requirements
- Experience
- 3+ years
- Education
- Bachelor's degree
Not disclosed in this posting: visa sponsorship.
Benefits
Joblaze summary
In this role, the Machine Learning Engineer at EarnIn will focus on developing and deploying AI-driven chatbot and GenAI workflows that enhance customer experiences. The position requires a solid background in software engineering, with an emphasis on building reliable and maintainable systems using modern AI development tools. Ideal candidates will have at least three years of experience and a proactive approach to problem-solving, making this role suitable for engineers eager to take ownership and innovate in AI-assisted software development.
Joblaze insights
- Listed today — first seen on Joblaze October 3, 2026. Last confirmed on Earnin's careers page October 3, 2026.
- Salary band is above the typical range for AI/ML roles (median ~$190,000).
- Starts above 87% of 87 comparable mid ai/ml roles in United States that list AI/ML we track (median $152,000 across 38 companies). See AI/ML salary trends
- AI/ML appears in 51.6% of 465 comparable mid ai/ml roles in United States; Copilot appears in 0.2% of 465 comparable mid ai/ml roles in United States.
Quick facts
- Is the Machine Learning Engineer role remote?
- It's hybrid — Earnin expects some on-site time in Mountain View, United States.
- What's the salary range?
- Earnin lists $227,000–$277,000 for this role.
- How much experience is required?
- At least 3 years of relevant experience for this Machine Learning Engineer role.
- Where is the role based?
- Earnin is hiring for this position in Mountain View, United States.
- What's the tech stack?
- Joblaze extracted these technologies from the posting: AI/ML, Claude-style assistants, Codex, Copilot, Cursor.
- What seniority level is this role?
- Earnin targets mid-level candidates for this position.
- Is this full-time or contract?
- Full-time for this Machine Learning Engineer role at Earnin.
From the original posting
About EarnIn
WHAT WE'RE LOOKING FOR
EarnIn is building the next generation of AI-powered experiences that help millions of people access their pay and improve their financial well-being. We’re looking for a self-driven engineer eager to grow, learn quickly, and expand their impact by building high-quality systems and agent-driven GenAI workflows. This role is for a builder who is ready to move beyond foundational work and take significant ownership. We are looking for someone who takes initiative, deeply values craft, and is eager to push the boundaries of how engineers collaborate with AI agents.
The Mountain View base salary range for this full-time position is $227,000 to $277,000 plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week.
WHAT YOU'LL DO
- Build and ship agent-driven chatbot and GenAI workflows that deliver real customer impact.
- Own meaningful features end-to-end, from definition through design, all the way to implementation, evaluation, and impact measurement.
- Work hands-on with modern AI development tools (e.g., Cursor, Codex, Claude-style assistants).
- Collaborate with product, ML, and engineering teams in a fast-moving, ownership-driven culture.
- Continuously explore better ways to design, iterate, and improve how we build with AI.
WHAT WE'RE LOOKING FOR
- 3+ years of experience in software engineering
- A bachelor’s, or equivalent industry experience
- A strong foundation in software engineering and thoughtful system design.
- Experience writing code that is reliable, durable, and easily maintained.
- Experience in proactively identifying problems, learn quickly, and taking the initiative.
- Curiosity and a growth mindset with a focus on and experience stretching beyond what you already know.
- Excitement about GenAI, agents, and the future of AI-assisted software development. Hands-on experience is a plus.
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs) is a plus
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
Standard company text repeated across Earnin's postings is omitted here.