Is the Risk Manager role remote?

No — this is an on-site role in Bangalore.

Where is the role based?

PayJoy is hiring for this position in Bangalore.

What seniority level is this role?

PayJoy targets mid-level candidates for this position.

Is this full-time or contract?

Full-time for this Risk Manager role at PayJoy.

Risk Manager at PayJoy

Joblaze summary

The Risk Manager at PayJoy is responsible for overseeing the credit risk analytical function for the company's operations in the Philippines, engaging directly with data to monitor portfolio performance and implement policy changes. This role requires proficiency in data analysis and reporting, as well as a proactive approach to identifying and addressing risks. Ideal candidates will have a strong background in risk management and a track record of independent execution, with opportunities for leadership as the business expands. PayJoy's mission-driven environment emphasizes financial inclusion and innovation in credit solutions.

Joblaze insights

Listed 9 days ago on Joblaze — tracked directly from PayJoy's career page.
PayJoy has 90 other open roles including Compensation and People Operations Senior Partner, Total Rewards Analyst, Automation & AI Analyst.

Quick facts

Is the Risk Manager role remote?: No — this is an on-site role in Bangalore.
Where is the role based?: PayJoy is hiring for this position in Bangalore.
What seniority level is this role?: PayJoy targets mid-level candidates for this position.
Is this full-time or contract?: Full-time for this Risk Manager role at PayJoy.

From the original posting

About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role We are looking for a Risk Manager to own the credit risk analytical function for PayJoy’s Philippines business, based in our Bangalore hub. You will be given clear direction on the problems to solve and the frameworks to work within, and it will be your job to execute that work independently and drive it to conclusion with minimal hand-holding. This is a hands-on individual contributor role. You will be in the data every day — monitoring portfolio performance, analyzing policy changes, building and maintaining the reporting infrastructure that keeps the Philippines credit risk function running. You are someone who takes full ownership of your workstreams, proactively flags risks, and doesn’t need to be chased for updates. This role has a clear path to team leadership as the Philippines business grows.

Risk Manager

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