Join Monzo as a Senior Financial Crime Investigator to support customers and investigate complex financial crime cases.
Posted by employer 1 week ago
First seen on Joblaze 1 week ago
Last verified on the company career page 4 hours ago
What you'll build
- Investigate complex or high-risk anti-money laundering alerts
- Recommend Suspicious Transaction Reports
- Make business onboarding decisions in high-risk cases
- Conduct ongoing due diligence on high-risk business accounts
- Provide financial crime expertise to operational teams
Must have
- Strong English communication skills
- Fluent in Spanish
- Experience in high-risk business banking screening
- Experience making independent financial crime decisions
- Knowledge of financial crime landscape in the UK and EU
Practical constraints
- Commit to first 8 weeks of training Monday to Friday 9am-5.30pm
Not disclosed in this posting: years of experience, visa sponsorship.
Benefits
Joblaze summary
In this role, the Senior Financial Crime Investigator focuses on analyzing complex anti-money laundering alerts related to business accounts and making informed decisions on high-risk cases. The position requires expertise in financial crime investigations, particularly within the EU landscape, and proficiency in both English and Spanish. This role is well-suited for experienced professionals with a background in regulated financial services who can navigate intricate compliance challenges. Monzo's commitment to innovation in banking is reflected in its collaborative team environment.
Joblaze insights
- Listed 10 days ago — first seen on Joblaze September 17, 2026. Last confirmed on Monzo's careers page September 28, 2026.
- Starts at or below all 22 comparable senior other roles in United Kingdom we track (median $105,333 across 7 companies).
Quick facts
- Is the Senior Financial Crime Investigator - EU, Spanish & English role remote?
- Yes — Monzo lists this as a fully remote position.
- What's the salary range?
- Monzo lists £31,100–£39,350 for this role.
- What seniority level is this role?
- Monzo targets senior candidates for this position.
- Is this full-time or contract?
- Full-time for this Senior Financial Crime Investigator - EU, Spanish & English role at Monzo.
From the original posting
🚀 We’re on a mission to make money work for everyone.
Remote in the UK 🇬🇧 | 💰 £31,100 - £39,350 (+ £2,500 Multilingual Premium) + Incentive awards tied to your performance + Benefits ✨
Start Date - 4th January 2027
**Please only apply for this role if you are fluent in both English and Spanish, applications that are not fluent in both languages will not be progressed.**
Shift Options Available:
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Option 1 (Core Day Shift): 8.5-hour shifts scheduled between 07:00 and 18:30 (includes a 1-in-4 weekend rotation, with time off in lieu during the week)
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Option 2 (Late Shift): 12:00 – 20:30 (Monday to Friday, no weekends)
We're hiring for opportunities in our Retail and Business Banking team.
👋 Hey there! We're Monzo, the bank that's making money work for everyone. We're all about waving goodbye to old-school banking and creating magical moments for our customers. This is an exciting time to join us as we continue to grow, and in this role as a Senior Investigator you'll play a key part in supporting our customers.
🔑 You’ll play a key role by...
- Investigating complex or high-risk anti-money laundering alerts on business or retail accounts.
- Responsible for recommending Suspicious Transaction Reports (STR) be by Monzo Bank EU.
- Making business onboarding decisions in high-risk or complex cases.
- Conducting ongoing due diligence on high-risk business accounts.
- Providing financial crime expertise and support to other operational teams across the business.
🤩We’d love to hear from you if…
- You have strong English written and verbal communication skills.
- You are Fluent in Spanish both written and verbal communication skills.
- You have strong experience of conducting high-risk business banking screening or complex business financial crime investigations.
- You have experience making independent, risk-based financial crime decisions in a regulated financial services firm.
- You have knowledge of the current financial crime landscape in the UK and the EU, and associated financial crime risks.
The working hours to be covered by the team are stated above. The start for the role will be in January 2027 and you must be able to commit to the first 8 weeks of training Monday to Friday 9am-5.30pm. No holidays/time off will be authorised during this period.
🙌 What’s in it for you
💰£31,100 - £39,350 (+ £2,500 Multilingual Premium) + Incentive awards tied to your performance
🎂 We guarantee to approve time off on your birthday if it falls on a day you’re scheduled to work and it’s outside of your training period.
📍 This role is remote based in the UK.
📚£1,000 learning budget each year to use on books, training courses and conferences.
🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.
➕ Plus lots more! Read our full list of benefits.
🌈 Ready to join the Monzo adventure?
Apply now and help us make money work for everyone in the EU!
The application journey has 4 key steps
- Application questions
- Call with a Recruiter
- Take home task to assess your financial crime knowledge
- Interview to discuss your previous experience and technical knowledge and values & language assessment
We want you to feel confident and put your best foot forward during the interview process. We’ve put together a prep guide here with tips on how to prepare for your interview - please take a look!
This process should take around 2-3 weeks - your schedule is really important to us, so we promise to be as flexible as possible!
We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.
Equal opportunities for everyone
Standard company text repeated across Monzo's postings is omitted here.