Join Kikoff as a Senior Software Engineer to build foundational systems that empower financial security for millions.
Posted by employer 7 months ago
First seen on Joblaze 1 day ago
Last verified on the company career page 1 day ago
Skills & Technologies
What you'll build
- Build and evolve foundational systems
- Own critical platform services
- Enable product teams to move faster
- Serve customers better
Must have
- 5+ years of experience building and scaling production systems
- Experience building platform services or shared infrastructure
Nice to have
- Experience with Ruby on Rails
- Knowledge of identity verification and KYC processes
- Excellent debugging instincts
AI in the day-to-day
Comfortable leveraging AI tools to work smarter and ship better products faster without sacrificing quality.
Requirements
- Experience
- 5+ years
Not disclosed in this posting: work arrangement, visa sponsorship.
Joblaze summary
In the role of Senior Software Engineer on the Product Platform team at Kikoff, the individual will focus on developing and enhancing the core systems that support the company's financial products. Key skills include experience in building scalable production systems and familiarity with AI tools, while knowledge of Ruby on Rails and KYC processes is advantageous. This position is suited for someone with over five years of experience who thrives in a collaborative environment and is comfortable navigating ambiguity. Kikoff's emphasis on craftsmanship and ownership reflects its commitment to impactful financial solutions.
Joblaze insights
- Listed yesterday — first seen on Joblaze September 28, 2026. Last confirmed on Kikoff's careers page September 28, 2026.
- Salary band is above the typical range for Backend roles (median ~$180,000).
- Starts above 99% of 299 comparable senior backend roles in United States we track (median $174,915 across 105 companies).
- Ruby on Rails appears in 1% of 496 comparable senior backend roles in United States.
Quick facts
- What's the salary range?
- Kikoff lists $244,000–$292,000 for this role.
- How much experience is required?
- At least 5 years of relevant experience for this Senior Software Engineer - Product Platform role.
- What's the tech stack?
- Joblaze extracted these technologies from the posting: Ruby on Rails.
- What seniority level is this role?
- Kikoff targets senior candidates for this position.
- Is this full-time or contract?
- Full-time for this Senior Software Engineer - Product Platform role at Kikoff.
From the original posting
Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Senior Software Engineer - Product Platform
At Kikoff, we’ve redefined how people build financial confidence, helping millions of Americans establish credit, access smarter financial products, and reach their goals.
We're looking for a Senior Software Engineer to join our Product Platform team, where you'll build and evolve the foundational systems that power every product we ship. You'll own critical platform services that the entire engineering organization depends on—our identity and KYC infrastructure, furnishing systems, and other core capabilities that need to be rock-solid, scalable, and continuously improving. Your work will directly enable product teams to move faster and serve customers better.
What We’re Looking For
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5+ years of experience building and scaling production systems.
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Comfortable leveraging AI tools to work smarter and ship better products faster without sacrificing quality.
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Experience with Ruby on Rails is a plus but not required; we value strong fundamentals and the ability to learn quickly.
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A builder’s mindset — thrives in ambiguity, takes initiative, and enjoys owning systems end-to-end.
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You communicate technical complexity clearly and appropriately depending on the audience, listen actively and humbly to feedback, and know that great software is built by teams, not individuals.
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Experience building platform services or shared infrastructure used by multiple teams
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Knowledge of identity verification and KYC processes a plus
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Excellent debugging instincts and the ability to piece together how unusual data states occurred
Equal Employment Opportunity Statement
Standard company text repeated across Kikoff's postings is omitted here.