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Software Engineer II (Money Movement & Card Ledger)

Join Affirm as a Software Engineer II to build scalable money movement systems for a rapidly growing financial services brand.

Location
Remote Canada
Compensation
CA$133k–CA$183k/yr
Level
mid
Type
full time · Remote

Posted by employer 3 months ago

First seen on Joblaze 3 months ago

Last verified on the company career page 4 days ago

Skills & Technologies

Requirements

Experience
2+ years
Education
Bachelor's degree

Not disclosed in this posting: visa sponsorship.

Benefits

Flexible Spending Wallets Time off Equity/Stock Options Health Insurance

Joblaze summary

In this role, the Software Engineer II will focus on developing and maintaining systems that facilitate money movement and bank data integration for Affirm's financial products. Proficiency in Python or Kotlin, along with experience in distributed systems and API development, is essential for success. This position is ideal for engineers with over two and a half years of experience who are comfortable collaborating across teams and navigating complex codebases. Affirm's rapid growth and commitment to transparency make this an exciting opportunity for those looking to make a significant impact.

Joblaze insights

  • Listed about 3 months ago — first seen on Joblaze June 29, 2026. Last confirmed on Affirm's careers page October 4, 2026.
  • Starts above 46% of 13 comparable mid backend roles in Canada that list Python we track (median $93,327 across 4 companies). See Python salary trends
  • Python appears in 54.8% of 31 comparable mid backend roles in Canada; MySQL appears in 9.7% of 31 comparable mid backend roles in Canada.

Quick facts

Is the Software Engineer II (Money Movement & Card Ledger) role remote?
Yes — Affirm lists this as a fully remote position.
What's the salary range?
Affirm lists CAD 133,000–CAD 183,000 for this role.
How much experience is required?
At least 2 years of relevant experience for this Software Engineer II (Money Movement & Card Ledger) role.
What's the tech stack?
Joblaze extracted these technologies from the posting: AWS, Kotlin, Kubernetes, MySQL, Python.
What seniority level is this role?
Affirm targets mid-level candidates for this position.
Is this full-time or contract?
Full-time for this Software Engineer II (Money Movement & Card Ledger) role at Affirm.

From the original posting

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

The Money Movement & Card Ledger team is looking for a passionate Software Engineer to help build the tools and systems that we use to manage money movement, bank data integration & merchant data. Affirm Card is Affirm’s newest financial product that marries the functionality of a debit card with access to Affirm's buy now pay later financing options. Our ability to move money effectively is critical to our ability to reach new customers and improve financial lives. We work closely with experience, data science, product, and a wide range of engineering teams to both leverage existing systems and build new systems.

This role requires a high level of technical capability, strong cross functional communication, and a creative mindset. Our work needs to be correct, scalable, and extensible. Our job is to have an industry leading money movement system to empower our product.

Affirm is experiencing explosive growth with millions of customers across thousands of merchants in-store and online, and your contributions will be a key enabler of that growth. Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!



What You'll Do

· With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
· You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
· You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
· You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.


What We Look For

· You have a total of 2.5+ years of experience as a software engineer.
· You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
· You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
· You have experience designing, developing and launching APIs at scale using languages like Python or Kotlin.
· You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
· You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
· Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
· You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
· This position requires either equivalent practical experience or a Bachelor’s degree in a related field.


Pay Grade - L
Equity Grade - 5

CAN base pay range per year: $133,000 - $183,000

Location - Remote Canada

#LI Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Standard company text repeated across Affirm's postings is omitted here.

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