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Underwriting Auditor

Ensure the accuracy and compliance of underwriting decisions through structured audits and continuous improvement initiatives.

Location
Bangalore, India
Compensation
Not disclosed
Level
mid
Type
full time · Hybrid

Posted by employer 4 months ago

First seen on Joblaze 1 week ago

Last verified on the company career page 1 day ago

Apply at Ethos Life → Save job Scanned from ethoslife.com

Requirements

Experience
5+ years
Education
Master's degree

Not disclosed in this posting: compensation, visa sponsorship.

Joblaze summary

The Underwriting Auditor at Ethos Life plays a crucial role in ensuring the integrity of underwriting decisions through systematic case audits and quality assessments. This position requires a strong background in life or health insurance underwriting, with a focus on compliance and quality metrics, alongside proficiency in data analysis tools like MS Excel. Ideal candidates will have over five years of relevant experience and a degree in a medical or related field, making this role suitable for seasoned professionals looking to enhance underwriting processes. Ethos Life is committed to innovation in the insurance sector, fostering a collaborative environment for continuous improvement.

Joblaze insights

Quick facts

Is the Underwriting Auditor role remote?
It's hybrid — Ethos Life expects some on-site time in Bangalore, India.
How much experience is required?
At least 5 years of relevant experience for this Underwriting Auditor role.
Where is the role based?
Ethos Life is hiring for this position in Bangalore, India.
What's the tech stack?
Joblaze extracted these technologies from the posting: Auditing, Life Insurance, MS Excel, underwriting.
What seniority level is this role?
Ethos Life targets mid-level candidates for this position.
Is this full-time or contract?
Full-time for this Underwriting Auditor role at Ethos Life.

From the original posting

About Ethos

Ethos is a leading life insurance technology company on a mission to protect families by democratizing access to life insurance and empowering agents at scale. With its robust three-sided technology platform, Ethos is transforming the life insurance experience for consumers, agents, and carriers alike. Ethos offers instant, accessible products and a seamless online process that requires no medical exams and just a few health questions; it eliminates traditional barriers, making it easier than ever for everyone to protect their families. Ethos is redefining how life insurance is bought, sold, and underwritten.

About the Role:

The Underwriting Quality Auditor ensures the accuracy, consistency, and compliance of underwriting decisions by conducting structured case audits, identifying quality gaps, and driving continuous improvement across the underwriting function.

Roles and Responsibilities:

  • Audit underwriting cases to evaluate risk decisions, evidence utilization, and documentation quality against carrier guidelines and SOPs
  • Track and report quality metrics — error rates, decision accuracy, and SLA compliance
  • Provide structured feedback and support coaching interventions for underwriters
  • Identify trends in errors and evidence quality; escalate systemic issues to leadership
  • Collaborate with training team on identifying training needs
  • Contribute to process improvement, SOP enhancement, and automation initiatives

Qualifications and Skills

  • Graduate/Postgraduate in Medicine, or related field (M Pharma / Nursing/MBBS preferred)
  • >5 years in Life/Health Insurance Underwriting with exposure to quality or audit functions
  • Strong knowledge of APS/EHR/Lab Piq interpretation and US based underwriting guidelines
  • High attention to detail and analytical thinking
  • Strong communication for feedback and reporting
  • Proficiency in MS Excel for trend analysis and scorecards

#LI-KP1
#LI-Hybrid

Don’t meet every single requirement? If you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyway. At Ethos we are dedicated to building a diverse, inclusive and authentic workplace.

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the SF Fair Chance Ordinance, we will consider employment for qualified applicants with arrests and conviction records.

To learn more about what information we collect and how it may be used, please refer to our California Candidate Privacy Notice.

Recruitment Notice: Please be aware of recruitment scams. All legitimate communication from our team will only come from email addresses ending in @ethos.com or @getethos.com.

We will never ask for payment, banking details, or sensitive personal information during the hiring process. If you are contacted by someone claiming to represent us from a different email address, please treat it as fraudulent.

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