Join ARQ as a BSA/AML Officer to independently assess and report on compliance risks in a fast-growing fintech environment.
Posted by employer 14 hours ago
First seen on Joblaze 2 hours ago
Last verified on the company career page 2 hours ago
What you'll build
- Test BSA/AML, KYC, OFAC and transaction monitoring controls
- Rate findings with evidence for regulators
- Pull and analyze data independently
- Challenge thresholds and alert logic
- Prepare for regulator exams and audits
Must have
- 4+ years in BSA/AML, FinCrime, internal audit or regulatory compliance
- Experience at a top-tier audit/advisory firm or in-house compliance
- Written findings that a regulator or auditor read
- Deep working knowledge of BSA, USA PATRIOT Act, OFAC and FinCEN expectations
Nice to have
- Law degree (JD) or bar admission
- Degree in engineering, mathematics, statistics or another STEM field
- SQL: can query transaction data
- Python or R for analysis
- CAMS, CRCM, CIA, CISA, CPA or CFE
- Exposure to AI or model risk
Requirements
- Experience
- 4+ years
Not disclosed in this posting: compensation, work arrangement, visa sponsorship.
Joblaze summary
The BSA/AML Officer at ARQ is responsible for independently testing and evaluating the effectiveness of the company's compliance controls related to anti-money laundering and financial crime. This role requires a strong background in regulatory compliance, with a focus on data analysis and risk assessment, utilizing skills in SQL and statistical methods. Ideal candidates have over four years of relevant experience, particularly from top-tier audit firms, and are comfortable delivering tough assessments to senior leadership. ARQ's fast-paced environment offers a chance to significantly influence compliance practices as the company continues to grow.
Joblaze insights
Quick facts
- How much experience is required?
- At least 4 years of relevant experience for this BSA/AML Officer - US role.
- What's the tech stack?
- Joblaze extracted these technologies from the posting: AML, BSA, FinCrime, KYC, OFAC, Python.
- What seniority level is this role?
- ARQ targets senior candidates for this position.
- Is this full-time or contract?
- Full-time for this BSA/AML Officer - US role at ARQ.
From the original posting
About ARQ
ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the backbone to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.
The job
You find risk, measure it and call it. You do not fix it.
Every finding you write answers three things: what is broken, how bad it is, and what evidence proves it. You don't soften the rating and you don't propose the remedy. The business owns the fix. You own the truth about the risk.
What you will do
Test our BSA/AML, KYC, OFAC and transaction monitoring controls end to end, independently of the teams that run them
Rate every finding (high / medium / low) with evidence that holds up in front of a regulator
Pull and analyze data yourself; you don't wait for someone to send you a report
Challenge thresholds, alert logic and sampling assumptions with numbers, not opinions
Track open issues until owners close them, and escalate when they don't
Prepare us for regulator exams and audits, and be the person in the room who already knows the weak spots
What you need (non-negotiable)
4+ years in BSA/AML, FinCrime, internal audit or regulatory compliance
Experience at a top-tier audit/advisory firm, in-house compliance, or both. Both is ideal.
You have written findings that a regulator, auditor or board actually read
You can say "this is high risk" to a senior leader and point to the regulation which proves it.
Deep working knowledge of the BSA, USA PATRIOT Act, OFAC and FinCEN expectations
Nice to have
Law degree (JD) or bar admission
Degree in engineering, mathematics, statistics or another STEM field
SQL: you can query transaction data yourself
Python or R for analysis, sampling or testing alert logic
Statistics: sampling design, hypothesis testing, threshold and model validation
CAMS, CRCM, CIA, CISA, CPA or CFE
Exposure to AI or model risk (SR 11-7, NIST AI RMF)
You will not enjoy this role if
You need someone else to pull the data for you
You round risk ratings down to keep people comfortable
You are uncomfortable being the person no one wants in the meeting
You uniform to the norm.