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Compliance Manager, Card

Own compliance advisory for the Affirm Card program in a remote-first environment.

Location
Remote US
Compensation
$146k–$225k/yr
Level
senior
Type
full time · Remote

Posted by employer 2 days ago

First seen on Joblaze 1 day ago

Last verified on the company career page 8 hours ago

What you'll build

  • Own end-to-end compliance advisory for the Affirm Card program
  • Review and approve Affirm Card marketing and disclosures
  • Lead root-cause analysis and remediation for Card compliance issues
  • Partner with Compliance Testing, Legal, and Risk for regulatory exams
  • Develop and maintain compliance training and reference materials

Must have

  • 8+ years of experience in a compliance advisory role within financial services
  • Deep working knowledge of EFTA (Reg E) and TILA (Reg Z)/CARD Act
  • Experience owning issues from root-cause analysis through sustainable remediation
  • Strong verbal and written communication skills

Nice to have

  • Experience advising and building credibility with Product, Engineering, and Operations stakeholders
  • Hands-on experience with card network rules (e.g., Visa, Mastercard)

Requirements

Experience
8+ years
Education
Bachelor's degree
Visa
No sponsorship (stated in posting)

Benefits

Equity/Stock Options Remote Work Health Insurance

Joblaze summary

The Compliance Manager for the Affirm Card program is responsible for providing comprehensive compliance advisory across various aspects of card operations, including marketing and onboarding. This role requires a strong understanding of financial regulations such as EFTA and TILA, along with the ability to navigate complex compliance issues in a fast-paced environment. Ideal candidates will have significant experience in compliance within financial services, particularly in card and payments, and should be comfortable collaborating with cross-functional teams. Affirm's remote-first culture supports flexibility while fostering a collaborative approach to compliance challenges.

Joblaze insights

  • Listed yesterday — first seen on Joblaze October 1, 2026. Last confirmed on Affirm's careers page October 3, 2026.
  • This exact title is also open at 1 other location at Affirm: Remote Canada.
  • Salary band is above the typical range for comparable tech roles (median ~$126,887).
  • Starts above 54% of 1271 comparable senior other roles in United States we track (median $143,000 across 188 companies).

Quick facts

Is the Compliance Manager, Card role remote?
Yes — Affirm lists this as a fully remote position.
What's the salary range?
Affirm lists $146,000–$225,000 for this role.
How much experience is required?
At least 8 years of relevant experience for this Compliance Manager, Card role.
What seniority level is this role?
Affirm targets senior candidates for this position.
Is this full-time or contract?
Full-time for this Compliance Manager, Card role at Affirm.

From the original posting

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

About the Legal, Compliance, and Public Affairs team

The Legal, Compliance, and Public Affairs team is a group of dedicated professionals committed to helping Affirm scale, innovate, and provide outstanding products for consumers, merchants, and key partners. We combine legal, compliance, and policy expertise to guide growth, shape products, and build trust across our ecosystem. Our work spans multiple professional disciplines and provides the foundation for Affirm’s mission to deliver honest financial products.

About the role

Affirm is seeking a Compliance Manager to own compliance advisory for the Affirm Card program. You'll make independent, risk-based calls across card marketing, onboarding, disputes, and remediation, partnering with Product, Engineering, and Operations to ship card features that are compliant and built to last.

What you'll do

  • Own end-to-end compliance advisory for the Affirm Card program, including card marketing, checkout, onboarding, wallets (Apple Pay, Google Pay), disputes, and servicing, partnering directly with Product, Engineering, and Operations throughout the development lifecycle

  • Bring an appetite for the unknown: much of what we build on Card is genuinely new and without precedent, and you take on that ambiguity rather than wait for a playbook

  • Apply sound judgment under EFTA (Reg E), TILA (Reg Z)/CARD Act, UDAAP, to navigate novel regulatory questions, escalating only where it's genuinely warranted

  • Review and approve Affirm Card marketing, disclosures, and UX to ensure compliance with regulatory requirements and consistency with consumer protection standards

  • Lead root-cause analysis and remediation for Card compliance issues (e.g., disputes, adverse action notices, declines) through to sustainable closure, prioritizing durable fixes over one-off patches so issues don't recur

  • Partner with Compliance Testing, Legal, and Risk to prepare for and support regulatory exams and bank partner audits related to the Card program

  • Maintain and contribute to the Card program's compliance risk assessment and control inventory, proactively identifying and closing coverage gaps

  • Develop and maintain compliance training and reference materials specific to Card regulatory requirements

  • Serve as the go-to compliance expert on new and evolving Card features, surfacing risk early in the product lifecycle rather than after launch

What we look for

  • 8+ years of experience in a compliance advisory role within financial services with a Bachelor's degree (6+ years with a Master's degree, or 3+ years with a PhD, or equivalent), with meaningful experience on card, payments; compliance certifications a plus

  • Deep working knowledge of EFTA (Reg E) and TILA (Reg Z)/CARD Act as applied to card products, plus familiarity with TISA (Reg DD) and UDAAP; hands-on experience with card network rules (e.g., Visa, Mastercard) is a big plus

  • A demonstrated track record of operating independently in ambiguous, fast-paced environments, making sound, risk-based decisions with incomplete information and escalating only when it truly requires it

  • Comfortable partnering closely with Product from the early stages of a build, whether a new product, feature, or servicing program, in fast-paced, ambiguous environments

  • Experience owning issues from root-cause analysis through sustainable remediation, with a bias toward fixing the underlying control rather than the immediate symptom

  • Experience advising and building credibility with Product, Engineering, and Operations stakeholders on a card, lending, or payments program

  • Strong verbal and written communication skills, with the ability to clearly present complex, nuanced regulatory issues to non-compliance audiences

  • Self-directed with strong strategic thinking and problem-solving skills; comfortable being the compliance voice in the room on card-specific questions, including presenting to senior leadership and leadership committees

  • Inquisitive and proactive in identifying problems and proposing practical, business-aware solutions

Base Pay Grade - L

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $165,000 - $225,000

USA base pay range (all other U.S. states) per year: $146,000 - $206,000

Please note that visa sponsorship is not available for this position.

#LI-Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Standard company text repeated across Affirm's postings is omitted here.

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