The problems are high-stakes, data-dense, and unforgiving.

About the Role

Ramp is seeking a 2LoD Compliance Strategist to provide dedicated independent second-line assurance across Ramp UK & Irish regulated businesses.

This is a hands-on role for someone who can turn regulatory expectations into a practical, evidence-led monitoring and assurance programme.

The role sits within Ramp's Europe Compliance function and supports the Head of Compliance & MLRO - Europe. You will not own first-line operational decisions or perform routine casework. Instead, you will independently test and challenge the design and operation of financial-crime, safeguarding, payments, outsourcing, governance, and regulatory-change controls. You will make sure that findings are understood, remediated by accountable owners, and independently validated before closure.

Ramp Payments Europe is developing across multiple legal entities, jurisdictions, payment rails, banking partners, product journeys, and shared Group services. The successful candidate will help give management and Boards a clear, reliable view of whether controls work in practice and where action is needed.

What You'll Do

• Run a practical, risk-based compliance monitoring programme across Ramps European entities.

• Test key controls and identify gaps, with a focus on whether they work in practice.

• Support assurance over financial-crime, payments, safeguarding, and outsourced-service controls.

• Track regulatory, Board, partner, audit, and internal commitments to ensure actions are completed on time.

• Manage findings and remediation, helping accountable teams resolve issues and confirming actions are closed.

• Produce clear reporting for management and Boards on key risks, control issues, incidents, and progress.

• Provide independent compliance input and advisory on significant product, payments, outsourcing, and operational changes.

• Deputise for the Head of Compliance & MLRO where required.

What You Need

• Min. 4 year of experience in compliance, risk, audit, controls, or regulatory change within payments, fintech, banking, or another regulated environment.

• Experience supporting compliance monitoring, control testing, issue management, remediation, or governance reporting.

• Working knowledge of UK and/or EU financial-services regulation, with the ability to apply requirements pragmatically in a fast-moving environment.

• Familiarity with financial-crime controls such as customer due diligence, sanctions screening, transaction monitoring, or record keeping.

• An interest in areas such as payments, safeguarding, outsourcing, operational resilience, or third-party oversight.

• Strong judgement and communication skills, with the confidence to identify issues, explain risk clearly, and work constructively with stakeholders.

• Comfortable working independently, managing priorities, and partnering with Product, Engineering, Operations, Legal, and Risk teams.

• Curious about using AI responsibly to improve compliance analysis, monitoring, or documentation.

Nice-to-Haves

• Experience in a UK payment institution, e-money institution, bank, card issuer, acquiring business, or payments fintech.

• Experience supporting FCA-facing work, banking-partner due diligence requirements.

• Experience with Consumer Duty, safeguarding, or formal outsourcing governance.

• Professional compliance, audit, risk, or financial-crime qualification.

• Flexible PTO

• Centralized home-office equipment ordering

• Health and wellness stipend

• Budget for intra-office travel

• Weekly coffee stipend

United States

• 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents

• One Medical annual membership

• Fertility HRA (up to $10,000 per year)

• Pet insurance

• In-office perks: lunch, snacks, drinks, and more

Canada

• Group medical, dental, and vision coverage through Sun Life

• Life, AD&D, and disability coverage

• Fertility drug coverage (up to $4,000 lifetime)

United Kingdom

• Private medical insurance through Freedom Elite

Ramp Applicant Privacy Notice