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Engineering Manager, Machine Learning - Credit Risk

Lead the Credit Risk team at Stripe, shaping machine learning strategies to manage credit risk at scale.

Location
N/A
Compensation
Not disclosed
Level
lead
Type
full time

Posted by employer 9 hours ago

First seen on Joblaze 6 hours ago

Last verified on the company career page 6 hours ago

Skills & Technologies

What you'll build

  • Set and execute strategy for credit risk detection
  • Own outcomes related to credit losses and profitability
  • Lead design and delivery of machine learning models
  • Partner with cross-functional teams to define priorities
  • Recruit and develop machine learning engineers

Must have

  • 3+ years of experience managing engineers
  • Experience applying machine learning to complex problems
  • Experience setting strategy across teams
  • Experience recruiting and developing engineers

Nice to have

  • Experience with credit risk or fraud detection
  • Experience balancing risk reduction with user experience
  • Experience building machine learning systems for high-stakes decisions
  • Experience setting multi-year technical direction
  • Experience managing geographically distributed teams

Role intensity

10% coding — mostly leadership/strategy

Requirements

Experience
3+ years

Not disclosed in this posting: compensation, work arrangement, visa sponsorship.

Joblaze summary

The Engineering Manager for Machine Learning in Credit Risk at Stripe leads a team focused on developing systems that identify high-risk accounts and minimize credit losses. This role requires expertise in machine learning, particularly in applying it to complex financial problems, while collaborating with various teams to align technical strategies with business goals. Ideal candidates have a background in managing engineers and delivering machine learning solutions in fast-paced environments, particularly those with experience in credit risk or related fields.

Joblaze insights

Quick facts

How much experience is required?
At least 3 years of relevant experience for this Engineering Manager, Machine Learning - Credit Risk role.
What's the tech stack?
Joblaze extracted these technologies from the posting: Machine Learning, credit risk.
What seniority level is this role?
Stripe targets lead candidates for this position.
Is this full-time or contract?
Full-time for this Engineering Manager, Machine Learning - Credit Risk role at Stripe.

From the original posting

Engineering Manager, Machine Learning Credit Risk

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies from the world’s largest enterprises to the most ambitious startups use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

The Credit Risk team develops intelligent systems that help Stripe identify high-risk accounts, minimize credit losses, and improve profitability. Credit risk is a complex machine learning problem that requires us to distinguish emerging risk from healthy business activity while giving legitimate users a clear and reliable experience.

Our team consists of machine learning engineers who build models and systems used across Stripe’s credit-risk products. We work closely with partners in Product, Data Science, Credit Strategy, Operations, and other engineering teams. Together, we help stakeholders make informed decisions and support sustainable growth wherever credit risk affects Stripe’s products.

What you’ll do

We’re looking for an engineering manager to lead the Credit Risk team and shape how Stripe uses machine learning to manage credit risk at scale. You’ll set the team’s technical and product direction, connect advances in machine learning to measurable business outcomes, and help engineers deliver reliable systems that balance loss prevention with the user experience.

You’ll work across engineering, product, data science, and risk to identify the highest-impact opportunities and turn them into a focused roadmap. You’ll also hire and develop engineers, strengthen the team’s technical practices, and contribute to machine learning and engineering leadership across Stripe.

Responsibilities

  • Set and execute the strategy for detecting and mitigating credit risk through machine learning
  • Own outcomes related to credit losses, profitability, detection quality, and the user experience
  • Lead the design and delivery of reliable machine learning models, services, and decision systems
  • Translate advances in machine learning into practical capabilities that support the team’s business goals
  • Partner with Product, Data Science, Credit Strategy, Operations, and engineering teams to define priorities and deliver cross-functional programs
  • Recruit, hire, and develop machine learning engineers while building an inclusive and effective team
  • Contribute to broader engineering and machine learning initiatives as a member of Stripe’s engineering management team

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

  • 3+ years of experience managing engineers who build and operate production machine learning systems
  • Experience applying machine learning to complex, real-world problems and leading the technical delivery of models and supporting systems
  • Experience setting strategy and working across engineering, product, data science, operations, and business teams to deliver measurable outcomes
  • Experience recruiting, managing, and developing engineers in a fast-moving environment with significant autonomy

Preferred qualifications

  • Experience with credit risk, fraud detection, financial risk, trust and safety, or another domain involving decisions under uncertainty
  • Experience balancing risk reduction with customer or user experience
  • Experience building machine learning systems that support high-stakes, time-sensitive decisions at scale
  • Experience setting a multi-year technical direction while delivering progress through quarterly plans
  • Experience managing geographically distributed teams