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Manager, Machine Learning Engineering, Checkout

Lead a team of ML engineers to develop models for credit lending decisions in Europe and Australia at Affirm.

Location
United Kingdom
Compensation
£142k–£190k/yr
Level
lead
Type
full time · Remote

Posted by employer 1 day ago

First seen on Joblaze 17 hours ago

Last verified on the company career page 17 hours ago

What you'll build

  • Set the technical strategy for the team
  • Collaborate across teams in product development
  • Mentor engineers
  • Define technical solutions and operational processes

Must have

  • 8+ years of industry experience
  • 3+ years managing engineers
  • Background in financial services, specifically in credit/lending
  • Proficiency in machine learning

Role intensity

10% coding — mostly leadership/strategy

Requirements

Experience
8+ years
Education
Bachelor's degree

Not disclosed in this posting: visa sponsorship.

Benefits

Equity/Stock Options Remote Work Flexible Time Off Health Insurance

Joblaze summary

In the role of Machine Learning Engineering Manager at Affirm, the individual will oversee a team focused on developing machine learning models that inform credit lending decisions across various international markets. Key skills include expertise in machine learning techniques, particularly in financial services, along with strong engineering capabilities for hands-on leadership. This position is suited for someone with significant industry experience and a background in managing engineering teams, particularly in the credit or lending sectors. The role emphasizes collaboration with cross-functional teams to ensure the technical sustainability of projects.

Joblaze insights

  • Listed today — first seen on Joblaze October 28, 2026. Last confirmed on Affirm's careers page October 28, 2026.
  • This exact title is also open at 2 other locations at Affirm: Spain, Poland.
  • Starts above 43% of 65 comparable lead ai/ml roles we track (median $195,000 across 36 companies).

Quick facts

Is the Manager, Machine Learning Engineering, Checkout role remote?
Yes — Affirm lists this as a fully remote position.
What's the salary range?
Affirm lists £142,000–£190,000 for this role.
How much experience is required?
At least 8 years of relevant experience for this Manager, Machine Learning Engineering, Checkout role.
What's the tech stack?
Joblaze extracted these technologies from the posting: Deep Learning, Machine Learning, Transformers, tree-based models.
What seniority level is this role?
Affirm targets lead candidates for this position.
Is this full-time or contract?
Full-time for this Manager, Machine Learning Engineering, Checkout role at Affirm.

From the original posting

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Join Affirm as a Machine Learning Engineering Manager and become a pivotal part of our International Credit Machine Learning group. Specifically, you will manage a team of ML engineers that builds the models powering credit lending decisions in countries across Europe and in Australia. You will lead your team in using novel ML techniques and rich data representations to predict repayment behavior and optimize how we offer loans to our borrowers.

In this role, you will help shape the future of machine learning at Affirm. You'll partner with engineering, product, and risk leaders to design, implement, and scale advanced ML solutions that drive critical capabilities across the company. You will mentor engineers, bring clarity to complex, ambiguous problems, and contribute to a cohesive long-term ML strategy.

What you'll do

  • Set the technical strategy for your team, and help your engineers tie it together with critical, business-impacting projects in our underwriting system
  • Act as a force multiplier through your definition and advocacy of technical solutions and operational processes.
  • Collaborate across teams in the product development lifecycle by partnering with product management, design, analytics, and risk to ensure technical sustainability, risks and trade-offs are well understood and managed.
  • Develop talent by providing feedback and guidance, and leading by example.

What We Look For

  • Bachelor's in a technical field with 8+ years of industry experience, including 3+ years managing engineers.
  • A background in financial services, specifically in credit / lending.
  • Proficiency in machine learning with experience in areas including tree-based models, transformers, deep learning, and agentic ML.
  • Strong engineering skills and the ability to provide hands-on technical leadership while working with our code and architecture.
  • You thrive in ambiguity, and are comfortable moving from low-level language idioms all the way to the architecture of large systems to understand how they work

Compensation & Benefits

Base Pay Grade - P

Equity Grade - 7

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidised medical coverage, dental and vision for you and your dependents.)

Base pay range per year: £142,000 - £190,000

Location: UK Remote

#LI-Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Standard company text repeated across Affirm's postings is omitted here.

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