Manager, Risk Management
Lead and enhance AML, transaction monitoring, and merchant risk oversight functions at Razorpay in Malaysia.
Posted by employer 2 days ago
First seen on Joblaze 1 day ago
Last verified on the company career page 1 day ago
Skills & Technologies
What you'll build
- Develop AML/CFT frameworks
- Oversee AML transaction monitoring
- Manage transaction monitoring rules
- Perform post onboarding risk assessments
- Drive periodic risk assessments
Must have
- 8-10 years of experience in AML
- Strong knowledge of Bank Negara Malaysia AML/CFT guidelines
- Strong investigative skills
- Excellent written and verbal communication skills
Nice to have
- Prior experience in fintech
- Relevant certifications (e.g., ACAMS, ICA, CFCS)
Requirements
- Experience
- 8–10 years
Not disclosed in this posting: compensation, work arrangement, visa sponsorship.
Joblaze summary
The Risk Manager at Razorpay is tasked with overseeing and enhancing the company's anti-money laundering (AML) and financial crime risk processes, which includes daily transaction monitoring and investigations into suspicious activities. This role requires a strong background in financial crime risk, particularly within the fintech or payments sectors, along with analytical and investigative skills to identify and mitigate risks. Ideal candidates will have significant experience in AML and transaction monitoring, making this position suitable for seasoned professionals looking to impact a rapidly growing fintech environment.
Joblaze insights
- Listed yesterday — first seen on Joblaze November 14, 2026. Last confirmed on Razorpay's careers page November 14, 2026.
Quick facts
- How much experience is required?
- 8–10 years of relevant experience for this Manager, Risk Management role.
- What's the tech stack?
- Joblaze extracted these technologies from the posting: AML, KYC, Transaction Monitoring, financial crime.
- What seniority level is this role?
- Razorpay targets senior candidates for this position.
- Is this full-time or contract?
- Full-time for this Manager, Risk Management role at Razorpay.
From the original posting
Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution.
About the Role
We are seeking an experienced Risk Manager to lead and enhance our AML, transaction monitoring, and merchant risk oversight functions. The ideal candidate has deep analytical skills, strong investigative instincts, and a solid understanding of financial crime risk within payments, fintech, or financial services sectors in Malaysia.
You will be responsible for managing end-to-end financial crime risk processes, including AML monitoring, enhanced due diligence and Risk investigations This role requires close collaboration with Compliance, Product, Legal, Operations, and external stakeholders.
Role and Responsibilities
1. AML & Financial Crime Oversight
- Develop, enhance, and execute AML/CFT frameworks aligned with BNM guidelines
- Oversee daily and periodic AML transaction monitoring, alerts triage, case escalation, and STR generation support.
- Review suspicious activities, prepare investigation summaries, and support AML reporting to regulators.
- Identify typologies related to fraud, money laundering, mule accounts, and merchant misuse.
2. Transaction Monitoring & Investigations
- Manage and optimize transaction monitoring rules, thresholds, and scenarios across payment channels.
- Conduct deep-dive investigations on high-risk patterns, anomalies, and potential AML/CFT breaches.
- Lead cross-functional reviews for complex cases involving potential fraud, abuse, or compliance risks.
3. Merchant Risk Management
- Perform post onboarding risk assessments, including KYC, due diligence, licensing checks, and business model verification.
- Conduct ongoing merchant monitoring, periodic reviews, and enhanced due diligence for high-risk categories.
- Investigate chargeback spikes, abnormal payment patterns, and misuse of payment services.
- Partner with Product and Ops teams to develop controls for high-risk verticals and restricted business categories.
4. Risk Policies, Controls & Reporting
- Drive periodic risk assessments covering merchant portfolio, AML risk, and financial crime trends.
- Draft and update SOPs, risk policies, playbooks, and investigation frameworks.
- Prepare risk dashboards and metrics for senior management and regulatory stakeholders.
5. Stakeholder & Regulatory Engagement
- Collaborate with Bank Negara Malaysia, law enforcement, acquiring banks, networks and external partners when needed.
- Train internal teams on AML risks, suspicious activity identification, and fraud prevention.
- Provide subject-matter advice on new products, features, and market expansion initiatives.
Mandatory Qualifications
- 8-10 years of experience in AML, transaction monitoring, merchant investigations, or financial crime risk.
- Prior experience in fintech, payments, card networks, banking, or e-money institutions preferred.
- Strong knowledge of Bank Negara Malaysia AML/CFT guidelines, reporting requirements, and risk expectations.
- Strong investigative skills: ability to identify anomalies, connect data points, and build narratives.
- Excellent written and verbal communication skills.
- Relevant certifications (e.g., ACAMS, ICA, CFCS) are a plus.
Standard company text repeated across Razorpay's postings is omitted here.