Joblaze summary

In the role of Risk Analyst at PayJoy, the individual will analyze data to develop policies and dashboards that enhance risk management across the company's credit products in various markets. Proficiency in data analysis and experience with data warehousing are essential, as the analyst will collaborate with teams from different departments to drive product profitability and improve risk metrics. This position is ideal for someone with a strong analytical background who is eager to contribute to a mission-driven startup focused on financial inclusion.

Joblaze insights

Listed yesterday — first seen on Joblaze October 25, 2026. Last confirmed on PayJoy's careers page October 25, 2026.

Quick facts

What's the tech stack?: Joblaze extracted these technologies from the posting: Data Science, Machine Learning, anti-fraud AI.
What seniority level is this role?: PayJoy targets mid-level candidates for this position.
Is this full-time or contract?: Full-time for this Risk Analyst role at PayJoy.

From the original posting

About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role PayJoy is hiring a Risk Analyst in Mexico who will help us scale PayJoy’s point of sale phone finance lending portfolio in LATAM, and other global markets. The right candidate will be self-driven, ambitious, and data driven, looking to have a big impact at a fast growing startup. The right candidate will also be deeply motivated by PayJoy’s mission to empower the next billion smartphone users. As Risk Analyst you will use PayJoy’s data warehouse to build analysis, policy recommendations, and dashboards that optimize risk outcomes across PayJoy’s portfolio of credit products and countries. In addition to building datasets and dashboards you will be focused on defining actionable next steps that improve product profitability and risk KPIs. You will work directly with and provide data leadership for a broad set of teams including: Executives, Product, Engineering and Go to Market.

Risk Analyst

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