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Senior Risk Analyst, Payments Risk Operations

Join Coinbase as a Senior Risk Analyst to tackle complex risk cases in a remote-first environment.

Location
Remote - USA
Compensation
$180.4k–$212.2k/yr
Level
senior
Type
full time · Remote

Posted by employer 1 week ago

First seen on Joblaze 5 days ago

Last verified on the company career page 1 day ago

Skills & Technologies

What you'll build

  • Own escalations from Payments Risk Operations
  • Lead response to emerging fraud patterns
  • Maintain expert knowledge of review workflows
  • Drive rule and model performance measurement
  • Present findings and recommendations to Risk leadership

Must have

  • 7+ years in payments risk, fraud operations, or fraud investigations
  • Deep understanding of ACH, cards, wires, and crypto payment rails
  • Proficiency in SQL
  • Experience reviewing analyst decisions for quality
  • Utilizes generative AI responsibly

Practical constraints

  • Candidates may submit a maximum of 3 applications within a 6-month period

AI in the day-to-day

Using Coinbase's AI tools to accelerate investigations while maintaining evidentiary standards.

Requirements

Experience
7+ years

Not disclosed in this posting: visa sponsorship.

Benefits

401k Match Equity/Stock Options Health Insurance

Joblaze summary

In the role of Senior Risk Analyst on the Payments Risk Operations team, the individual will manage complex risk cases related to financial transactions, making critical decisions based on thorough investigations. Key skills include a deep understanding of various payment systems, proficiency in SQL, and experience with blockchain analytics tools. This position is suited for seasoned professionals with over seven years in payments risk or fraud operations, particularly those who can effectively communicate complex findings to diverse stakeholders. Coinbase emphasizes a collaborative environment, with opportunities for in-person engagement during quarterly sessions.

Joblaze insights

  • Listed 5 days ago — first seen on Joblaze November 4, 2026. Last confirmed on Coinbase's careers page November 8, 2026.
  • Salary band is above the typical range for comparable tech roles (median ~$127,500).
  • Starts above 90% of 105 comparable senior other roles in United States that list SQL we track (median $140,000 across 48 companies). See SQL salary trends
  • SQL appears in 6% of 2667 comparable senior other roles in United States.

Quick facts

Is the Senior Risk Analyst, Payments Risk Operations role remote?
Yes — Coinbase lists this as a fully remote position.
What's the salary range?
Coinbase lists $180,370–$212,200 for this role.
How much experience is required?
At least 7 years of relevant experience for this Senior Risk Analyst, Payments Risk Operations role.
What's the tech stack?
Joblaze extracted these technologies from the posting: SQL, blockchain analytics.
What seniority level is this role?
Coinbase targets senior candidates for this position.
Is this full-time or contract?
Full-time for this Senior Risk Analyst, Payments Risk Operations role at Coinbase.

From the original posting

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” Learn more about working at Coinbase.

Senior Risk Analyst, Payments Risk Operations

As a Senior Risk Analyst on the Payments Risk Operations team, you'll serve as the escalation point for our most complex and high-impact risk cases across deposits, withdrawals, trading, and other flagged activity. You'll bring deep expertise in risk workflows and controls, make final calls on hard cases, and turn investigation insights into rule, model, process, and policy improvements in partnership with Risk Modeling, Fraud Detection, and Analytics. You'll work AI-native from day one, using Coinbase's AI tools to accelerate investigations while holding every output to the same evidentiary standard.

What you'll do:

  • Own escalations from Payments Risk Operations and partner teams, including high-dollar losses, suspected fraud rings, and high-profile accounts, making final decisions backed by clear evidence
  • Lead the response to emerging fraud patterns from first detection through root cause analysis, loss assessment, and remediation
  • Maintain expert knowledge of review workflows, SOPs, and risk controls, keeping them current as products and threats evolve
  • Drive rule and model performance measurement in partnership with Risk Modeling and Analytics, tuning controls that reduce losses with minimal customer friction
  • Present findings and recommendations to Risk leadership and partners across Product, Engineering, and Customer Support, coaching analysts to improve accuracy and consistency

Required Skills and Experience:

  • 7+ years in payments risk, fraud operations, or fraud investigations, including serving as an escalation point for complex cases with decision-making authority
  • Deep understanding of ACH, cards, wires, and crypto payment rails, including where each is exposed to fraud, with proven track record improving risk controls, rules, or models based on investigation findings
  • Proficiency in SQL and hands-on experience tracing funds on-chain with blockchain analytics tools
  • Experience reviewing analyst decisions for quality and SOP adherence, with demonstrated ability to communicate complex risk decisions to technical and non-technical stakeholders
  • Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).

$180,370—$212,200 USD
  • Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
  • Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
  • US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
  • Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
  • Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.

Standard company text repeated across Coinbase's postings is omitted here.

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