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Senior Software Engineer (Institutional, USDC)

Design and build systems for managing billions in loans as a Senior Software Engineer on the USDC team at Coinbase.

Location
United States
Compensation
$208.0k–$218.9k/yr
Level
senior
Type
full time · Remote

Posted by employer 11 hours ago

First seen on Joblaze 3 hours ago

Last verified on the company career page 3 hours ago

Skills & Technologies

What you'll build

  • Own the design and delivery of new financing products and features
  • Build and maintain backend services, APIs, and frameworks
  • Drive engineering excellence by improving developer tooling
  • Partner with Product, Risk, Operations, and other engineering teams
  • Lead technical initiatives that strengthen system resilience

Must have

  • 5+ years of backend software engineering experience
  • Production ownership of services handling high-reliability workloads
  • Proven track record designing, building, and scaling service-oriented architectures
  • Experience building and operating distributed systems
  • Demonstrated ability to mentor engineers

Nice to have

  • Familiarity with relational data stores
  • Experience with observability tooling in a cloud-native environment

AI in the day-to-day

Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs.

Requirements

Experience
5+ years

Not disclosed in this posting: visa sponsorship.

Benefits

401k Match Equity/Stock Options Health Insurance

Joblaze summary

In the role of Senior Software Engineer on the USDC team at Coinbase, the individual will focus on designing and scaling backend systems that manage substantial financial operations, including loans and risk calculations. Proficiency in backend languages like Go or Java, along with experience in building distributed systems, is essential for success in this position. This role is suited for seasoned engineers with a strong track record in high-reliability environments and a knack for mentoring peers. Coinbase emphasizes a collaborative culture, with quarterly in-person sessions to enhance team dynamics.

Joblaze insights

  • Listed today — first seen on Joblaze November 7, 2026. Last confirmed on Coinbase's careers page November 7, 2026.
  • Salary band is above the typical range for Backend roles (median ~$180,000).
  • Starts above 91% of 125 comparable senior backend roles in United States that list Go we track (median $180,000 across 43 companies). See Go salary trends
  • Go appears in 30.6% of 530 comparable senior backend roles in United States; Protobuf appears in 0.8% of 530 comparable senior backend roles in United States.

Quick facts

Is the Senior Software Engineer (Institutional, USDC) role remote?
Yes — Coinbase lists this as a fully remote position.
What's the salary range?
Coinbase lists $207,955–$218,900 for this role.
How much experience is required?
At least 5 years of relevant experience for this Senior Software Engineer (Institutional, USDC) role.
What's the tech stack?
Joblaze extracted these technologies from the posting: Go, Java, Protobuf, gRPC.
What seniority level is this role?
Coinbase targets senior candidates for this position.
Is this full-time or contract?
Full-time for this Senior Software Engineer (Institutional, USDC) role at Coinbase.

From the original posting

Ready to do the most impactful work of your career? At Coinbase, we are uncompromising on our mission to increase economic freedom. The bar is high, the environment is intense, and we like it that way. This isn't a place for complacency, it’s a place to be pushed past your perceived limits. If you're ready to build the future of finance alongside people who refuse to settle for "good enough," you belong here. Coinbase is a remote-first, but not remote-only company. Expect to get together quarterly for intense in-person working sessions called “surges.” learn more about working at Coinbase.

As a Senior Software Engineer on the USDC team within the Institutional Product group, you'll design, build, and scale the systems that safely manage billions of dollars in loans across Portfolio Margin, Trade Finance, Agency Lending, Bilateral Lending, and more. Financing is foundational to the Prime Brokerage business, enabling customers to use leverage on trading positions and generate yield on long holdings. You'll own critical backend services that drive recurring revenue, increase trading activity, and keep institutional assets on platform.

What you'll do:

  • Own the design and delivery of new financing products and features, from architecture through production launch, ensuring correctness and safety across high-value lending operations.
  • Build and maintain backend services, APIs, and frameworks that support loan lifecycle management, risk calculations, and real-time position tracking.
  • Drive engineering excellence by improving developer tooling, testing infrastructure, monitoring, and operational reliability across financing systems.
  • Partner with Product, Risk, Operations, and other engineering teams to translate business requirements into scalable, well-scoped technical solutions each quarter.
  • Lead technical initiatives that strengthen system resilience, reduce operational risk, and support the team's ability to ship safely at speed.

Required skills and experience:

  • 5+ years of backend software engineering experience, with production ownership of services handling high-reliability or financial workloads.
  • Proven track record designing, building, and scaling service-oriented architectures in Go, Java, or a comparable backend language.
  • Experience building and operating distributed systems where correctness, availability, and data integrity are critical.
  • Demonstrated ability to mentor engineers, lead technical design reviews, and raise the bar on code quality across a team.
  • Familiarity with relational data stores, gRPC/Protobuf, and observability tooling in a cloud-native environment.
  • Utilizes generative AI responsibly, maintaining human oversight to deliver business-ready outputs and drive measurable improvements in workflow efficiency, cost, and quality.

Position ID: P78165

#LI-Remote

Pay Transparency Notice: Base salary varies by location (see range below). Total compensation may also include equity and bonus eligibility, and benefits (medical, dental, vision, 401(k)).

$207,955—$218,900 USD
  • Application Limit: Candidates may submit a maximum of 3 applications within a 6-month period.
  • Equal Opportunity Employer: Coinbase is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or genetic information. Applicants with criminal histories will be considered consistent with applicable federal, state, and local laws.
  • US Applicants: View Employee Rights, Know Your Rights, and E-Verify Notice of Participation.
  • Accommodations: If you are an individual with a disability who needs a reasonable accommodation, email us your request and contact info at accommodations[at]coinbase.com. Need screen reading technology? Click here to download a free compatible screen reader and view the tutorial.
  • Data Privacy & Arbitration: By submitting your application, you agree to our Candidate Privacy Notice. US applicants: By submitting your application, you agree to Arbitration of Disputes.

Standard company text repeated across Coinbase's postings is omitted here.

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