Develop unique locking technology for credit-based products in emerging markets at PayJoy.
Posted by employer 1 month ago
First seen on Joblaze 1 week ago
Last verified on the company career page 1 day ago
Not disclosed in this posting: compensation, years of experience, work arrangement, visa sponsorship.
Joblaze summary
The Senior Software Engineer at PayJoy focuses on creating innovative locking technology that integrates proprietary methods with data analytics to enhance credit offerings in emerging markets. Key skills include expertise in app design, web development, and API integrations, leveraging machine learning and anti-fraud systems. This role is ideal for experienced engineers who are passionate about using technology to drive financial inclusion and support micro-entrepreneurs. PayJoy's mission-driven approach and commitment to sustainable growth make it a unique environment for impactful work.
Quick facts
- What's the tech stack?
- Joblaze extracted these technologies from the posting: Data Science, Machine Learning, anti-fraud AI.
- What seniority level is this role?
- PayJoy targets senior candidates for this position.
- Is this full-time or contract?
- Full-time for this Senior Software Engineer - Money role at PayJoy.
From the original posting
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Software Engineer is responsible for developing our unique locking technology that combines our proprietary “secret sauce” and the effective use of data to give users credit-based products in emerging markets, as well as focused on world-class app design, web frontend and backend, and partner API integrations.