Senior Software Engineer, Payments

The Community You Will Join:

The AirCover Insurance Platform team builds the systems behind AirCover, which includes Host liability insurance, Experiences liability insurance and Host damage protection. We are expanding insurance products across global markets and building the experimentation capabilities that help us understand and increase the share of Hosts and guests who are covered. You will join a fast-growing team with greenfield opportunities and a multi-year platform roadmap.

The Difference You Will Make:

• Build and own backend services and APIs for policy, coverage, enrollment and regional rules that scale to new markets.
• Translate regional regulatory and product requirements into configurable, reusable platform capabilities.
• Implement experimentation hooks, logging and metrics so Product and Data Science can test offers and measure attach rate with confidence.
• Partner with Product, Design, Data Science, Legal and other engineering teams to prioritize the highest-impact work.
• Use data to find gaps in conversion and reliability, and drive fixes and improvements.
• Mentor engineers and champion best practices in code quality, testing and operational excellence.

A Typical Day:

• Design, build and operate distributed backend services in a service-oriented architecture, with reliable monitoring, logging and alerting.
• Write and review code and technical designs, and make sound architectural trade-offs.
• Build data pipelines and events that support analytics and experiments.
• Collaborate with infrastructure, security and privacy teams to meet high standards for data protection across regions.
• Take part in on-call rotations and help improve system reliability.

Your Expertise:

• 5–9+ years of software engineering experience, ideally building and scaling backend platforms in a global or multi-regional context.
• Proficiency in backend development in Java, Kotlin, Python, Go or similar.
• Experience architecting high-scale services and APIs, with working knowledge of relational databases and SQL.
• Experience with A/B testing or experimentation systems, and using data to drive product decisions.
• Experience in insurance, payments, fintech or other regulated domains is a plus.
• Ability to work through ambiguity and collaborate deeply with cross-functional teams.
• Excellent communication, able to explain complex technical topics to technical and non-technical audiences.
• BS in Computer Science or equivalent practical experience.

Your Location:

This position is US - Remote Eligible. The role may include occasional work at an Airbnb office or attendance at offsites, as agreed to with your manager. While the position is Remote Eligible, you must live in a state where Airbnb, Inc. has a registered entity. Click here for the up-to-date list of excluded states. This list is continuously evolving, so please check back with us if the state you live in is on the exclusion list . If your position is employed by another Airbnb entity, your recruiter will inform you what states you are eligible to work from.

We strive to also provide a disability inclusive application and interview process. If you are a candidate with a disability and require reasonable accommodation in order to submit an application, please contact us at: reasonableaccommodations@airbnb.com. Please include your full name, the role you’re applying for and the accommodation necessary to assist you with the recruiting process.

Equal Employment Opportunity:

Airbnb values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Airbnb are considered without regard to race, color, religion, national origin, age, gender, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, gender expression, sexual orientation, or any other legally protected characteristic.