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Staff Software Engineer, Payments (AirCover Insurance Platform)

Lead the design and evolution of the AirCover Insurance Platform's core subsystems as a Staff Software Engineer.

Location
United States
Compensation
$212k–$265k/yr
Level
staff
Type
full time · Remote

Posted by employer 2 days ago

First seen on Joblaze 1 day ago

Last verified on the company career page 1 day ago

Skills & Technologies

What you'll build

  • Design future-state architecture for AirCover
  • Lead design of experimentation framework for insurance offers
  • Engage with product managers and designers to shape requirements
  • Write and review designs and code for backend services
  • Analyze data to find gaps in conversion and coverage

Must have

  • 9+ years of relevant software development experience
  • Expertise in backend systems in large-scale architectures
  • Experience designing multi-region or multi-tenant platforms
  • Proficiency in relational databases and SQL
  • Good judgment in balancing business needs with technical quality
  • Bachelor's degree or equivalent practical experience

Nice to have

  • Experience in insurance, payments, fintech or regulated domains
  • Hands-on technical leadership across multiple teams

Role intensity

40% coding

AI in the day-to-day

Apply emerging technology, including LLMs, where it improves automation and the experience for Hosts and guests.

Requirements

Experience
9+ years
Education
Bachelor's degree

Not disclosed in this posting: visa sponsorship.

Benefits

Equity/Stock Options Remote Work

Joblaze summary

In the role of Staff Software Engineer for the AirCover Insurance Platform, the individual will focus on designing and evolving core subsystems that manage insurance policies and coverage while leading experimentation efforts to enhance product offerings. Proficiency in backend systems, particularly with languages like Java, Kotlin, or Python, is essential, along with experience in multi-region platforms and A/B testing. This position is suited for seasoned engineers with a strong technical leadership background, ideally in regulated domains such as insurance or fintech. The team collaborates closely with various stakeholders, emphasizing a balance between immediate business needs and long-t

Joblaze insights

  • Listed yesterday — first seen on Joblaze October 7, 2026. Last confirmed on Airbnb's careers page October 7, 2026.
  • Salary band is above the typical range for Backend roles (median ~$180,000).
  • Starts above 49% of 81 comparable staff backend roles in United States that list Python we track (median $214,800 across 31 companies). See Python salary trends
  • Python appears in 34.6% of 298 comparable staff backend roles in United States; SQL appears in 6% of 298 comparable staff backend roles in United States.

Quick facts

Is the Staff Software Engineer, Payments (AirCover Insurance Platform) role remote?
Yes — Airbnb lists this as a fully remote position.
What's the salary range?
Airbnb lists $212,000–$265,000 for this role.
How much experience is required?
At least 9 years of relevant experience for this Staff Software Engineer, Payments (AirCover Insurance Platform) role.
What's the tech stack?
Joblaze extracted these technologies from the posting: A/B Testing, Go, Java, Kotlin, Python, SQL.
What seniority level is this role?
Airbnb targets staff-level candidates for this position.
Is this full-time or contract?
Full-time for this Staff Software Engineer, Payments (AirCover Insurance Platform) role at Airbnb.

From the original posting

Airbnb was born in 2007 when two hosts welcomed three guests to their San Francisco home, and has since grown to over 5 million hosts who have welcomed over 2 billion guest arrivals in almost every country across the globe. Every day, hosts offer unique stays and experiences that make it possible for guests to connect with communities in a more authentic way.

The Community You Will Join

The AirCover Insurance Platform team builds the systems behind AirCover, which includes Host liability insurance, Experiences liability insurance and Host damage protection. We make it possible to launch and operate insurance products across global markets, and to learn quickly what increases the number of Hosts and guests who are protected. The team works with engineering, product, data science and legal partners across Airbnb's hubs.

What kind of Software Engineer are we looking for?

As a Staff Engineer on the AirCover Insurance Platform, you will lead the design and evolution of the core subsystems that manage policies, coverage, enrollment and regional rules, and the experimentation capabilities that drive attach rate. At the staff level, you establish the technical vision, then deliver a solution that is flexible, always available, auditable and able to scale with the needs of the business.

The Difference You Will Make

  • Design the future-state architecture that lets us expand AirCover to new regions and products without rebuilding for each market, balancing short-term launch needs against long-term technical quality.
  • Lead the design of an experimentation framework for insurance offers, pricing and placement, with trustworthy measurement of attach rate and downstream outcomes.
  • Lead engineers inside and outside your team in building these solutions, and be the technical lead and owner of significant scope through ambiguity.
  • Engage early with product managers, designers, data scientists and legal partners to shape requirements and steer teams toward the most efficient path to our goals.
  • Raise the bar for technical quality from design, through code review, to production operations.
  • Mentor engineers, and be a player/coach who helps build the team and drives collaboration across multiple teams.
  • Apply emerging technology, including LLMs, where it improves automation and the experience for Hosts and guests.

A Typical Day

  • Write and review designs and code for high-availability, distributed backend services.
  • Make architectural trade-offs and scale services in a regulated, multi-region environment with strong audit, privacy and data-integrity needs.
  • Analyze data to find gaps in conversion and coverage, and turn insights into product and platform changes.
  • Partner with Product, Data Science, Data Engineering, Legal and platform teams to drive engineering decisions and influence outcomes.
  • Present technical and product deep dives to stakeholders and leadership.

Your Expertise

  • 9+ years of relevant software development experience in a fast-paced tech environment (or 7+ with an advanced degree).
  • Expertise in backend systems in large-scale, service-oriented architectures, with real-world experience in at least one of Java, Kotlin, Python, Go or similar.
  • Experience designing multi-region or multi-tenant platforms with configurable, rules-driven behavior.
  • Experience with A/B testing and experimentation systems, and with using data to improve conversion or attach rates.
  • Proficiency designing and operating high-performance systems with reliable monitoring and logging, and working knowledge of relational databases and SQL.
  • Good judgment in balancing short-term business needs with long-term technical quality.
  • Experience in insurance, payments, fintech or other regulated domains is a plus.
  • Hands-on technical leadership across multiple teams, with excellent communication skills for technical and non-technical audiences.
  • Bachelor's degree or equivalent practical experience.

Our Commitment To Inclusion & Belonging

How We'll Take Care of You:

Pay Range
$212,000—$265,000 USD

Standard company text repeated across Airbnb's postings is omitted here.

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