Joblaze summary

In this role, the Software Engineer I will focus on developing backend systems that enhance the Collections team's ability to manage delinquent loans effectively. Proficiency in Python or Kotlin, along with experience in distributed systems and technologies like AWS and MySQL, is essential for success. This position is ideal for early-career engineers who have a solid foundation in backend development and are eager to collaborate within a dynamic team environment. Affirm's commitment to a remote-first culture supports flexibility while fostering a strong sense of community among its engineers.

Joblaze insights

Listed about 3 months ago — first seen on Joblaze July 24, 2026. Last confirmed on Affirm's careers page October 31, 2026.
This exact title is also open at 1 other location at Affirm: Remote Spain.
Starts at or below all 12 comparable junior backend roles we track (median $123,700 across 10 companies).

Quick facts

Is the Software Engineer I, Backend (Collections) role remote?: Yes — Affirm lists this as a fully remote position.
What's the salary range?: Affirm lists PLN 203,000–PLN 303,000 for this role.
What's the tech stack?: Joblaze extracted these technologies from the posting: AWS, Kotlin, Kubernetes, MySQL, Python.
What seniority level is this role?: Affirm targets junior candidates for this position.
Is this full-time or contract?: Contract for this Software Engineer I, Backend (Collections) role at Affirm.

From the original posting

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

The Collections team, as part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of delinquent users by sending the right message to the right people at the right time, while monitoring and detecting problems and ensuring high reliability of the engineering systems. Collaborating closely with our product managers, backbook risk teams and other engineering teams , you will effectively manage loans throughout the delinquency phase of their lifecycle and develop and implement recovery strategies.

We are looking for a highly motivated software engineer to build the next generation platform solutions that will allow us to manage our constantly growing volume while maintaining high availability and reliability of the systems. You will work closely with your team mates in the Collections team and Product to build robust collections solutions which will enable us to keep our loans portfolio healthy and help our customers pay on time and recover from any delays.

What You'll Do

With the support of your team, you will work on tasks that contribute to the team's projects and goals.
You will work collaboratively and proactively with your team and stakeholders, bringing them along for your work and helping to create visibility and dialog regarding the risks and trade-offs related to your work.
You will strike the right balance of speed and quality in your work, ensuring that we hit our business goals while protecting our systems from downtime.
You will contribute to a sense of community on your team by engaging in growth and development activities

What We Look For

You have previous work or internship experience designing, developing and launching backend systems at scale and are experienced using one of Python or Kotlin.
You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
You have strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation and Benefits

Base Pay Grade - J

Equity Grade - 2

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

POL base pay range per year: 203,000 - 303,000 zł

Additional benefits include:

Type of employment: Contract of Employment
Flexible Spending Wallets for tech, food and lifestyle
Away Days - wellness days to take off work and recharge
Learning & Development programs
Parental benefits
Employee Resource & Community Groups

This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

**This job description is not a contractual document, and is not intended to have binding force.**

#LI-Remote

Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.

Standard company text repeated across Affirm's postings is omitted here.

Software Engineer I, Backend (Collections)

Compensation and Benefits

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