Join Affirm as a Software Engineer II to build backend systems for validating consumer identity in a remote-first environment.
Posted by employer 23 hours ago
First seen on Joblaze 3 hours ago
Last verified on the company career page 3 hours ago
Skills & Technologies
What you'll build
- Break down larger projects into individual tasks
- Support product development lifecycle
- Create and monitor metrics
- Engage in growth and development activities
- Collaborate with product management and design
Must have
- 1.5+ years of experience as a software engineer
- Experience designing, developing and launching backend systems
- Proficient in Python or Kotlin
- Familiar with distributed systems and technologies like AWS, MySQL, and Kubernetes
- Strong verbal and written communication skills
Requirements
- Experience
- 1+ years
- Education
- Bachelor's degree
Not disclosed in this posting: visa sponsorship.
Benefits
Joblaze summary
The Software Engineer II on the Identity Decisioning team at Affirm focuses on developing backend systems that ensure consumer identity validation across various products, adhering to regulatory standards. Proficiency in Python or Kotlin, along with experience in distributed systems and technologies like AWS and MySQL, is essential for this role. Ideal candidates have at least 1.5 years of software engineering experience and strong communication skills to collaborate effectively with cross-functional teams. The position is part of a remote-first company that emphasizes transparency and flexibility in its work culture.
Joblaze insights
- Listed today — first seen on Joblaze September 25, 2026. Last confirmed on Affirm's careers page September 25, 2026.
- This exact title is also open at 1 other location at Affirm: Canada.
- Salary band is below the typical range for Backend roles (median ~$180,000).
- Starts above 47% of 53 comparable mid backend roles in United States that list Python we track (median $146,000 across 28 companies). See Python salary trends
- Python appears in 41.7% of 242 comparable mid backend roles in United States; Kotlin appears in 2.9% of 242 comparable mid backend roles in United States.
Quick facts
- Is the Software Engineer II, Backend (Identity Decisioning) role remote?
- Yes — Affirm lists this as a fully remote position.
- What's the salary range?
- Affirm lists $146,000–$206,000 for this role.
- How much experience is required?
- At least 1 year of relevant experience for this Software Engineer II, Backend (Identity Decisioning) role.
- What's the tech stack?
- Joblaze extracted these technologies from the posting: AWS, Kotlin, Kubernetes, MySQL, Python.
- What seniority level is this role?
- Affirm targets mid-level candidates for this position.
- Is this full-time or contract?
- Full-time for this Software Engineer II, Backend (Identity Decisioning) role at Affirm.
From the original posting
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
We are looking for a Software Engineer to join the Identity Decisioning team, responsible for building backend systems that validates consumer identity in all of Affirm’s products by satisfying regulatory protocols like KYC. The team partners closely with Product, Compliance, Auth, Fraud, and other engineering teams to deliver honest and transparent financial products that help consumers make their purchasing decisions. As we scale the company to be a cornerstone of all e-commerce and offline retail, it is an exciting time to join the team which sits at the core of this mission.
What you'll do
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With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
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You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
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You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
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You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.
What we look for
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You have a total of 1.5+ years of experience as a software engineer.
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You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin.
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You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes.
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You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code.
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You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews.
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Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
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You have strong verbal and written communication skills that support effective collaboration with our global engineering team.
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This position requires either equivalent practical experience or a Bachelor’s degree in a related field
Base Pay Grade - L
Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)
USA Pacific base pay range (CA, WA, NY, NJ, CT): $165,000 - $225,000 USD.
USA Sapphire base pay range (all other U.S. states): $146,000 - $206,000 USD.
Remote-first with flexibility built in
Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.
By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and consent to the use of your personal information as described.
Standard company text repeated across Affirm's postings is omitted here.