Software Engineer- Money Engineering

Atoms builds Physical AI— real-world robots for the industries that move civilization forward, starting with food, mining, and transport. Our systems are designed to understand, predict, and control the real world with precision, turning complex physical operations into something more reliable, more scalable, and more productive.

We are roboticists, engineers, operators, and builders. We believe the next great technology companies will not only transform information, but the physical systems that shape everyday life.

What you’ll do

• Engineer and maintain our core money platform capabilities, focusing on high availability, security, and scalability.
• You take ownership of your team’s operations and availability by ensuring you have the right monitoring, triage rotations, playbooks, policies, testing and alerting in place to support “keep the lights on” & on-call efforts.
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.

What we’re looking for

We value engineers who are passionate about building resilient, trustworthy financial systems and are excited to solve complex problems in the money domain.

Basic Qualifications

• Proficiency in backend programming languages like Java or Go.
• Familiarity with relational and/or NoSQL databases (e.g., PostgreSQL, Redis).
• Experience with cloud platforms like AWS, Google Cloud, or Azure.
• Understanding of RESTful APIs, microservices, and distributed systems.
• Strong debugging and problem-solving skills.

Preferred Qualifications

• 3+ years of professional software engineering experience, with significant time spent in payments, billing, or financial technology.
• Deep understanding of the payment processing lifecycle, including authorization, capture, settlement, and reconciliation.
• Direct experience with payment gateways (e.g., Stripe, Adyen, PayPal).
• Demonstrated experience in architecting and operating large-scale, fault-tolerant distributed systems that handle financial data.
• Knowledge of fraud detection techniques and experience building or integrating with risk management systems.

What else you need to know

This role is based in our New York office. Atoms is a company driven by invention and continuous change - we are constantly reimagining our industries, building new products, and refining how we operate. We do our best work together. That’s why all of our office-based teams work onsite, five days a week.

The base salary range for this role is $145,000 - $183,250 per year.

Base salary is just one part of your total rewards package. You may also be eligible for equity awards and an annual performance-based bonus.

Benefits Summary (USA Full-Time Exempt Employees):

• Medical, dental, and vision insurance (multiple plans, incl. HSA options).
• Company-paid life and disability insurance (short- and long-term).
• Voluntary insurance: accident, critical illness, hospital indemnity.
• Optional supplemental life insurance for self, spouse, and children.
• Pet insurance discount.
• 401(k).
• Health Savings Account (HSA)
• Flexible Spending Accounts (Healthcare, Dependent Care, Commuter)
• Time Off policies:
• Discretionary vacation days
• 8 paid holidays per year
• Paid sick time
• Paid Bereavement leave
• Paid Parental Leave

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