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Enterprise Risk Management (ERM) Program & Automation Lead, MALPB

Location
US-Remote
Compensation
Not disclosed
Level
lead
Type
full time · On-site

Posted by employer 5 months ago

First seen on Joblaze 5 months ago

Last verified on the company career page 1 day ago

Requirements

Experience
7+ years
Education
Bachelor's degree

Not disclosed in this posting: compensation, visa sponsorship.

Joblaze summary

The Enterprise Risk Management Lead at Stripe is responsible for developing and overseeing the risk management framework for the newly established Merchant Acquiring Limited Purpose Bank. This role requires expertise in risk management strategies, particularly in a tech-driven environment, and involves collaboration with various stakeholders to enhance risk visibility and decision-making. Ideal candidates will have significant experience in risk management within banking or fintech, along with strong analytical and communication skills. As a founding member of this function, the lead will play a crucial role in shaping the bank's risk and compliance practices.

Joblaze insights

Quick facts

Is the Enterprise Risk Management (ERM) Program & Automation Lead, MALPB role remote?
No — this is an on-site role in US-Remote.
How much experience is required?
At least 7 years of relevant experience for this Enterprise Risk Management (ERM) Program & Automation Lead, MALPB role.
Where is the role based?
Stripe is hiring for this position in US-Remote.
What's the tech stack?
Joblaze extracted these technologies from the posting: Compliance, Enterprise Risk Management, Financial Services, Risk Management.
What seniority level is this role?
Stripe targets lead candidates for this position.
Is this full-time or contract?
Full-time for this Enterprise Risk Management (ERM) Program & Automation Lead, MALPB role at Stripe.

From the original posting

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

About the team

Stripe MALPB operates in a highly complex, fast-moving regulatory environment. The Risk and Compliance team is responsible for ensuring that our expansion is grounded in a bulletproof governance framework that matches the speed of our technology.

Having successfully established our foundational ERM policies, taxonomy, and risk registers, we are entering the integration phase. This team is building the future of "AI-Native" risk management—where governance frameworks are embedded into daily business operations through automated data pipelines, machine learning, and LLM orchestration.

What you’ll do

As the sole dedicated ERM Lead for Stripe MALPB, you will own the enterprise risk program end-to-end. This is a unique hybrid role designed for a technically fluent risk architect.

  • Roughly 1/3rd of your time will be dedicated to ERM Integration and Execution: rolling out our mature risk framework to the First Line (1LoD), running the RCSA cycle, managing the control library, and synthesizing risk scorecards for executive and Board-level reporting.
  • Roughly 2/3rds of your time will be dedicated to AI and Control Automation Design: acting as a hands-on developer to build and scale LLM tools, automated evidence-collection scripts, and real-time monitoring workflows that eliminate manual compliance overhead.

Responsibilities

ERM Framework Integration & Execution (1/3rd)

  • Enterprise Rollout: Drive the cross-functional implementation and adoption of the established ERM framework across all Stripe MALPB business lines and operational functions.
  • RCSA Facilitation: Execute the annual and semi-annual Risk and Control Self-Assessment (RCSA) cycles, providing robust independent 2LoD challenge to 1LoD risk ratings and control effectiveness.
  • Control Library & Governance: Maintain the Master Control Library, Central Risk Register, and universal Risk Taxonomy, ensuring strict version control, change management, and alignment with emerging threats.
  • Appetite & KRI Monitoring: Aggregate, analyze, and validate Key Risk Indicators (KRIs) against Board-approved Risk Appetite thresholds; trigger formal remediation and Management Action Plans (MAPs) upon breach.
  • Board & Executive Reporting: Synthesize quantitative risk metrics and qualitative horizon scanning into the quarterly Enterprise Risk Scorecard for presentation to the Management Risk Committee and the Board of Directors.

AI & Control Automation Design (2/3rd)

  • Automated Evidence Collection: Design, write, and deploy automated data extraction pipelines (via SQL and APIs) to systematically sample and pull control verification data from core systems.
  • LLM Orchestration: Build and implement AI/LLM agents to perform semantic analysis on operational logs, policy documents, and compliance records, automatically flagging anomalies or control deficiencies.
  • GRC System Engineering: Partner with technical teams to optimize and configure our GRC infrastructure, implementing automated self-attestation workflows and removing system bottlenecks.
  • Continuous Monitoring: Transition the bank away from passive, point-in-time testing toward a real-time, automated dashboard environment that monitors key operational and regulatory controls dynamically.

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement. We are looking for a rare breed of professional: someone with the executive presence to stand up a banking governance program, combined with the hands-on engineering capabilities to automate it themselves.

Minimum requirements

  • Experience: 8+ years of experience in enterprise risk management, operational risk, or risk advisory within a regulated financial institution, FinTech, or Big 4 tech-risk consultancy.
  • Execution Track Record: Proven experience successfully rolling out and integrating risk programs (RCSAs, KRIs, Control Libraries) into active, fast-paced operational business units.
  • Technical Proficiency: Hands-on experience writing Python and SQL to query databases, manipulate data, and interface with standard web/REST APIs.
  • AI/Automation Familiarity: Experience using modern LLM APIs, prompt engineering, or low-code/no-code automated workflow engines to analyze unstructured text or automate routine data tasks.
  • Communication & Presence: Exceptional communication skills with a track record of effectively challenging senior business leaders and translating complex risk data into concise, Board-level narratives.
  • Education: A Bachelor's degree in Computer Science, Data Science, Finance, Business, or a related quantitative field.

Preferred qualifications

  • Prior experience working in a heavily regulated FinTech environment, digital bank, or complex global payments processor.
  • Deep knowledge of GRC software architecture (e.g., ServiceNow, Archer) and how to scale system configurations.
  • Familiarity with international banking risk standards and regulatory expectations (e.g., COSO, ISO 31000, OCC Heightened Standards).

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