Manager, Banking Solutions
Own and drive Razorpay's end-to-end UPI infrastructure and banking integrations in a lead role.
Posted by employer 3 days ago
First seen on Joblaze 1 day ago
Last verified on the company career page 1 day ago
What you'll build
- Manage end-to-end UPI banking integrations
- Drive UPI transaction success rates
- Execute advanced UPI payment innovations
- Partner with bank technology leadership
- Lead root-cause analysis for transaction drops
Must have
- 6–10 years of experience in Fintech
- 4+ years of expertise in UPI payment infrastructure
- Proven track record of managing high-volume payment rails
- In-depth understanding of NPCI UPI specifications
- Strong partner management and technical negotiation skills
AI in the day-to-day
Leverage AI-driven payment routing tools and predictive analytics to monitor real-time transaction health.
Requirements
- Experience
- 6–10 years
Not disclosed in this posting: compensation, work arrangement, visa sponsorship.
Joblaze summary
The UPI Lead for Banking Solutions at Razorpay is responsible for managing the entire UPI infrastructure, focusing on optimizing transaction success rates and minimizing latency through effective integration with partner banks and regulatory bodies. This role requires a strong background in fintech and digital payments, particularly with UPI systems, along with skills in partner management and technical negotiation. Ideal candidates will have significant experience in high-volume payment environments and a solid understanding of payment switch mechanics. Razorpay fosters a culture of ownership and transparency, encouraging innovative solutions in a rapidly evolving fintech landscape.
Joblaze insights
- Listed yesterday — first seen on Joblaze October 1, 2026. Last confirmed on Razorpay's careers page October 1, 2026.
- SQL appears in 4.8% of 84 comparable lead management roles in India.
Quick facts
- How much experience is required?
- 6–10 years of relevant experience for this Manager, Banking Solutions role.
- What's the tech stack?
- Joblaze extracted these technologies from the posting: Grafana, Kibana, Postman, SQL, UPI.
- What seniority level is this role?
- Razorpay targets lead candidates for this position.
- Is this full-time or contract?
- Full-time for this Manager, Banking Solutions role at Razorpay.
From the original posting
Razorpay is one of India’s leading full-stack financial technology companies, powering the way businesses move, manage, and grow money. Founded in 2014 by Harshil Mathur and Shashank Kumar with a simple vision - to simplify payments for Indian businesses - we’ve since grown into a fintech powerhouse driving India’s digital payment revolution.
About the Role
The UPI Lead – Banking Solutions position exists to own and drive Razorpay's end-to-end UPI infrastructure, sponsor bank relationships, and payment rail integrations within the Banking Solutions unit. As the core domain leader for UPI solutions, this role solves complex integration bottlenecks between partner banks, NPCI, and internal payment switches to maximize transaction success rates, minimize latency, and scale high-concurrency payment flows. Reporting into Banking Solutions leadership, this lead-level position sits at the intersection of transaction banking, product architecture, and regulatory execution to pioneer new UPI initiatives (such as UPI Credit Line, AutoPay, and Cross-Border UPI).
Roles & Responsibilities
- Own and manage end-to-end UPI banking integrations, sponsor bank relationships, and NPCI alignment across the Banking Solutions suite.
- Drive UPI transaction success rates, system uptime, and latency optimization across all partner bank node architectures and routing switches.
- Spearhead the execution of advanced UPI payment innovations, including Credit Line on UPI, UPI Lite, AutoPay, and international payment flows.
- Partner with bank technology leadership, regulatory bodies, and internal product teams to design resilient, scalable, and compliant switch architectures.
- Lead root-cause analysis (RCA) and mitigation frameworks for transaction drops, downtime incidents, and partner bank infrastructure degradation.
- Leverage AI-driven payment routing tools and predictive analytics to monitor real-time transaction health, detect anomalies, and dynamically optimize traffic distribution.
Mandatory Qualifications
- Experience:
- 6–10 years of experience in Fintech, Digital Payments, or Transaction Banking, with at least 4+ years of dedicated expertise in UPI payment infrastructure and sponsor bank integrations.
- Proven track record of managing high-volume payment rails, success rate optimization, and switch performance engineering.
- Skills:
- In-depth understanding of NPCI UPI specifications, payment switch mechanics, API protocols, and nodal/escrow account operations.
- Strong partner management, technical negotiation, and cross-functional leadership capabilities across banking and regulatory stakeholders.
- Tools:
- Proficiency with SQL, log analysis frameworks (Kibana/Grafana), API testing suites (Postman), and payment analytics platforms.
- AI & Digital Competency:
- Practical capability in utilizing AI-powered transaction routing engines, predictive uptime monitoring platforms, and automated anomaly detection workflows to maintain high-availability payment rails.
Standard company text repeated across Razorpay's postings is omitted here.