Build technology for a unique cell phone-locking system and data-driven risk modeling at a mission-first credit provider.
Posted by employer 6 months ago
First seen on Joblaze 3 days ago
Last verified on the company career page 1 day ago
Not disclosed in this posting: compensation, years of experience, work arrangement, visa sponsorship.
Joblaze summary
The Senior Software Engineer at PayJoy focuses on developing and enhancing the company's innovative cell phone-locking technology and data-driven risk models that underpin its financial products. Proficiency in clean coding practices and experience with API integrations are essential for this role, which demands a strong technical background. This position is ideal for seasoned engineers who are passionate about leveraging technology to drive financial inclusion in emerging markets. PayJoy's mission-driven approach and commitment to sustainable growth create a unique environment for impactful work.
Quick facts
- What's the tech stack?
- Joblaze extracted these technologies from the posting: AI, Data Science, Machine Learning, Software Engineering.
- What seniority level is this role?
- PayJoy targets senior candidates for this position.
- Is this full-time or contract?
- Full-time for this Senior Software Engineer role at PayJoy.
From the original posting
About PayJoy
PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Senior Software Engineer is responsible for building technology of our unique cell phone-locking system, data-driven risk modeling to support our financial products, internal tools and partner API integrations, ensuring the quality and functionality of software solutions writing clean and functional code to ensure system consistency and to create a great user experience