What's the tech stack?

Joblaze extracted these technologies from the posting: Data Science, Machine Learning, anti-fraud AI.

Software Development Engineer at PayJoy

Joblaze summary

The Software Development Engineer at PayJoy focuses on creating innovative locking technology that integrates proprietary methods with data analytics to enhance credit offerings for underserved markets. Key skills include expertise in app design, web development, and API integrations, leveraging machine learning and anti-fraud systems. This role is ideal for engineers with a strong background in software development and a passion for social impact. PayJoy's mission-driven approach and commitment to financial inclusion set it apart in the tech landscape.

Joblaze insights

Listed 9 days ago on Joblaze — tracked directly from PayJoy's career page.
PayJoy has 90 other open roles including Compensation and People Operations Senior Partner, Total Rewards Analyst, Automation & AI Analyst.
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13 active anti-fraud AI roles on Joblaze right now.
Typical Machine Learning salary we track runs $145,000–$230,000 (median $185,000, across 356 roles). See Machine Learning salary trends

Quick facts

What's the tech stack?: Joblaze extracted these technologies from the posting: Data Science, Machine Learning, anti-fraud AI.

From the original posting

About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role The Software Engineer is responsible for developing our unique locking technology that combines our proprietary “secret sauce” and the effective use of data to give users credit-based products in emerging markets, as well as focused on world-class app design, web frontend and backend, and partner API integrations.

Software Development Engineer

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