What's the tech stack?

Joblaze extracted these technologies from the posting: Data Science, Machine Learning, anti-fraud AI.

What seniority level is this role?

PayJoy targets senior candidates for this position.

Is this full-time or contract?

Full-time for this Senior Software Engineer role at PayJoy.

Senior Software Engineer at PayJoy

Joblaze summary

In this role, the Senior Software Engineer at PayJoy focuses on developing innovative locking technology that enhances credit access for underserved customers in emerging markets. Key skills include expertise in app design, web frontend and backend development, as well as partner API integrations, leveraging machine learning and data science. This position is ideal for experienced engineers who are passionate about using technology to drive social impact and improve financial stability. PayJoy's mission-driven approach and commitment to sustainable growth make it a unique environment for tech professionals.

Joblaze insights

Listed 9 days ago on Joblaze — tracked directly from PayJoy's career page.
PayJoy has 90 other open roles including Compensation and People Operations Senior Partner, Total Rewards Analyst, Automation & AI Analyst.
799 active Machine Learning roles on Joblaze right now.
248 active Data Science roles on Joblaze right now.
13 active anti-fraud AI roles on Joblaze right now.
Typical Machine Learning salary we track runs $145,000–$230,000 (median $185,000, across 356 roles). See Machine Learning salary trends

Quick facts

What's the tech stack?: Joblaze extracted these technologies from the posting: Data Science, Machine Learning, anti-fraud AI.
What seniority level is this role?: PayJoy targets senior candidates for this position.
Is this full-time or contract?: Full-time for this Senior Software Engineer role at PayJoy.

From the original posting

About PayJoy PayJoy, a Public Benefit Corporation, is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and card offerings, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. This role The Software Engineer is responsible for developing our unique locking technology that combines our proprietary “secret sauce” and the effective use of data to give users credit-based products in emerging markets, as well as focused on world-class app design, web frontend and backend, and partner API integrations.

Senior Software Engineer

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