Posted by employer 7 months ago
First seen on Joblaze 6 months ago
Last verified on the company career page 3 hours ago
Skills & Technologies
Requirements
- Experience
- 3+ years
Not disclosed in this posting: compensation, work arrangement, visa sponsorship.
Benefits
Joblaze summary
In this role, the Software Engineer focuses on developing backend systems that enhance fraud detection and identity management, ensuring secure account access and transaction integrity. Key skills include strong backend engineering, experience with data-informed decision systems, and the ability to collaborate across teams to implement effective solutions. This position is ideal for someone with at least three years of experience in software engineering, particularly those with a background in security or risk management. Ramp emphasizes a culture of ownership and cross-functional collaboration, making it a dynamic environment for builders.
Joblaze insights
- Listed about 6 months ago — first seen on Joblaze April 16, 2026. Last confirmed on Ramp's careers page November 2, 2026.
- distributed systems appears in 5.9% of 254 comparable mid backend roles in United States; Backend appears in 1.2% of 254 comparable mid backend roles in United States.
Quick facts
- How much experience is required?
- At least 3 years of relevant experience for this Software Engineer, Fraud & Identity role.
- What's the tech stack?
- Joblaze extracted these technologies from the posting: APIs, Backend, Fraud Detection, data modeling, distributed systems, identity management.
- What seniority level is this role?
- Ramp targets mid-level candidates for this position.
- Is this full-time or contract?
- Full-time for this Software Engineer, Fraud & Identity role at Ramp.
From the original posting
The problems are high-stakes, data-dense, and unforgiving.
About the Role
We are hiring a Software Engineer to build systems across Fraud, UIM (User & Identity Management), and Identity. This role sits at the intersection of security, risk decisioning, and product experience. You will help build detection and enforcement capabilities for fraud and account takeover, as well as the identity primitives that power authentication, authorization, and safe account access.
This work is deeply cross-functional. You will partner closely with Fraud Ops, Risk Strategy, Security, Product, and Data to ship improvements that are measurable in loss reduction, attack containment, and user experience.
What You’ll Do
Build and evolve backend services that detect and prevent fraud across multiple surfaces, including account access and money movement.
Develop enforcement and response tooling that enables fast, safe actions such as identity locks, business locks, payment freezes, and other containment levers.
Improve protections against account takeover (ATO), including risk-based step-ups, monitoring, and targeted friction controls (for example “under attack” style controls and MFA surge detection/alerting).
Design and operate high-signal systems with strong observability: metrics, dashboards, alerting, and playbooks for incidents and fraud campaigns.
Partner with UIM/Identity stakeholders to strengthen authentication and identity foundations (roles, permissions, identity state, and related platform primitives).
Drive end-to-end delivery: technical design, implementation, rollout strategy, and iteration based on outcome metrics.
What You’ll Need
3+ years of software engineering experience (or equivalent).
Strong backend engineering fundamentals (APIs, distributed systems, data modeling, reliability).
Experience building data-informed detection or decisioning systems (rules engines, scoring, anomaly detection, or similar), or strong interest in learning in this domain.
Proven ability to operate production systems: debugging, incident response, and improving on-call quality through instrumentation and automation.
Strong cross-functional communication skills and comfort working with product and operations partners.
Nice to Have
Experience in fraud, risk, identity, authentication, authorization, abuse prevention, or security engineering.
Familiarity with payments rails, card transaction risk, or account security patterns.
Experience building internal tools for operations teams (case management, investigation, enforcement workflows).
Flexible PTO
Centralized home-office equipment ordering
Health and wellness stipend
Budget for intra-office travel
Weekly coffee stipend
United States
100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
One Medical annual membership
Fertility HRA (up to $10,000 per year)
Pet insurance
In-office perks: lunch, snacks, drinks, and more
Canada
Group medical, dental, and vision coverage through Sun Life
Life, AD&D, and disability coverage
Fertility drug coverage (up to $4,000 lifetime)
United Kingdom
Private medical insurance through Freedom Elite
Standard company text repeated across Ramp's postings is omitted here.