Join Ramp as a Money Laundering Reporting Officer to lead AML compliance for its Canadian operations in a fully remote role.
Posted by employer 10 hours ago
First seen on Joblaze 3 hours ago
Last verified on the company career page 3 hours ago
What you'll build
- Serve as RBCC's MLRO
- Act as primary regulatory contact with FINTRAC
- Make STR filing determinations
- Run day-to-day transaction monitoring
- Develop ongoing compliance training program
Must have
- 8+ years of financial services experience in compliance
- Deep working knowledge of FINTRAC's supervisory expectations
- Direct experience interfacing with regulators
- AI Fluency and experience leveraging AI for AML programs
- Experience building an AML program from early stage
Nice to have
- Fluency in French
- Experience supporting an MSB registration process
- Prior cross-border compliance structure experience
- Data analysis skills
AI in the day-to-day
Lead AI-driven initiatives for automation and operational efficiency.
Requirements
- Experience
- 8+ years
Not disclosed in this posting: compensation, visa sponsorship.
Benefits
Joblaze summary
The Money Laundering Reporting Officer at Ramp is responsible for overseeing the company's AML/ATF compliance program, including transaction monitoring and reporting suspicious activities to FINTRAC. This role requires extensive knowledge of financial regulations and the ability to interface with regulators and banking partners, leveraging AI for operational efficiency. Ideal candidates will have over eight years of experience in compliance within the fintech sector, particularly in building AML programs from the ground up. Ramp's focus on high agency and urgency suggests a fast-paced environment where independent decision-making is crucial.
Joblaze insights
- Listed today — first seen on Joblaze October 27, 2026. Last confirmed on Ramp's careers page October 27, 2026.
Quick facts
- Is the Money Laundering Reporting Officer, Canada role remote?
- Yes — Ramp lists this as a fully remote position.
- How much experience is required?
- At least 8 years of relevant experience for this Money Laundering Reporting Officer, Canada role.
- What seniority level is this role?
- Ramp targets senior candidates for this position.
- Is this full-time or contract?
- Full-time for this Money Laundering Reporting Officer, Canada role at Ramp.
From the original posting
The problems are high-stakes, data-dense, and unforgiving.
About the Role
Ramp is seeking an experienced Money Laundering Reporting Officer (MLRO) for its FINTRAC-registered Money Services Business entity. Under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act and its Regulations, this role is the legally-appointed compliance officer responsible for implementing RBCC's AML/ATF compliance program and for reporting suspicious transactions to FINTRAC. This is a standalone, high-accountability compliance leadership role: you will own Ramp Canada’s AML program end to end, act as the primary point of contact for FINTRAC and Ramp’s financial partners in the region, and serve as the gatekeeper protecting Ramp's Canadian entity from financial crime.
What You'll Do
Serve as RBCC's MLRO, with authority over AML/ATF program design, execution, and effectiveness
Act as primary regulatory contact with FINTRAC, managing supervisory correspondence, reporting, and exam readiness
Make STR (Suspicious Transaction Report) filing determinations and file STRs
Run day-to-day transaction monitoring and sanctions screening triage and investigation for the Canadian book
-Own and maintain RBCC's AML/ATF risk assessment, refreshing it as products, geography, and risk profile evolve (including Quebec's onboarding)
Develop, document, and deliver RBCC's ongoing compliance training program
Define and stand up the operational workstreams for Canada, including case types, SLAs, escalation paths, tooling.
Negotiate and clarify AML/compliance requirements directly with BMO (our Canadian banking partner) and other partners as new products and use cases come online
Partner with Ramp's broader Compliance, Legal, and Regulatory Affairs teams (US) on cross-border projects and Canada's continued expansion
Partner with the Global team and the Engineering team to identify areas of opportunity for automation, and operational efficiency and lead AI-driven initiatives.
What You Need
8+ years of financial services experience in compliance, AML, or related regulatory advisory roles, preferably in fintech or at an MSB
Deep working knowledge of FINTRAC's supervisory expectations and regulations
Direct experience interfacing with regulators and bank partners
AI Fluency and demonstrated experience leveraging AI to build and scale AML programs
Comfort operating as a standalone compliance lead with independent judgment on filing/escalation decisions
Experience building an AML program from a nascent/early stage, not only maintaining an established one
Fintech or payments domain experience (card issuing, corporate expense, high-velocity digital transaction monitoring) strongly preferred over traditional retail-branch compliance background
Nice-to-Haves
Fluency in French
Experience supporting an MSB registration/licensing process (e.g., provincial registrations such as Quebec)
Prior cross-border/group compliance structure experience
Data analysis skills
Flexible PTO
Centralized home-office equipment ordering
Health and wellness stipend
Budget for intra-office travel
Weekly coffee stipend
United States
100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
One Medical annual membership
Fertility HRA (up to $10,000 per year)
Pet insurance
In-office perks: lunch, snacks, drinks, and more
Canada
Group medical, dental, and vision coverage through Sun Life
Life, AD&D, and disability coverage
Fertility drug coverage (up to $4,000 lifetime)
United Kingdom
Private medical insurance through Freedom Elite
Standard company text repeated across Ramp's postings is omitted here.